Updated November 11, 2026
Equipment financing activity in Milford, VA
Milford has 85 active UCC filings for equipment across 32 businesses, about 2.7 per business, so repeat borrowers are common. 23 new filings were recorded in the last 12 months, up 64% on the year before. 24 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. John Deere Financial dominates with 22% of active filings. Agriculture is the largest equipment type, at 19%. Captive finance arms of the manufacturers write 49% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+64% on the year before
New equipment filings by month
Milford, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 3 |
| 2026-03 | 7 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial14 · 21.5%Captive finance
- Caterpillar Financial10 · 15.4%Captive finance
- Snap-on Credit5 · 7.7%Captive finance
- Leaf Capital Funding, LLC4 · 6.2%Independent
- Bank
- TD Bank, National Association3 · 4.6%Bank
- Kubota Credit2 · 3.1%Captive finance
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated51 · 60.0%
- Agriculture16 · 18.8%
- Construction16 · 18.8%
- Blanket liens1 · 1.2%
- Manufacturing1 · 1.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | DRA Milford | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
74 | DRA Milford | Equipment 44 mo old · peak window+35Active, no continuation+10 | Leaf Capital Funding, LLC Independent | Feb 2023 |
72 | WIN Milford | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Jan 2024 |
71 | WIL Milford | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
70 | DRA Milford | Equipment 51 mo old · late window+29Near the 48-month mark+2 | STAR CAPITAL GROUP, L.P. Independent | Aug 2022 |
67 | ELA Milford | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
67 | G. Milford | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
65 | GER Milford | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Snap-on Credit Captive finance | Jul 2022 |
Nearby cities
- Stafford938
- Spotsylvania389
- Ruther Glen214
- Tappahannock158
- Locust Grove156
- Warsaw109
- Woodford108
- Lancaster80
- Montross78
- White Stone76
- Unionville56
- Reedville43
Top lenders in Milford
- John Deere Financial14
- Caterpillar Financial10
- Snap-on Credit5
- Leaf Capital Funding, LLC4
- Wells Fargo Vendor Financial Services, LLC3
- TD Bank, National Association3
- Kubota Credit2
- GreatAmerica Financial Services Corporation2
- Oakmont Capital Holdings LLC2
- COLONIAL FARM CREDIT, ACA AS AGENT/NOMINEE2
Questions
How many equipment loans are active in Milford, VA?
How many equipment loans in Milford, VA end in the next six months?
Which lenders finance the most equipment in Milford, VA?
What equipment is financed most in Milford, VA?
Is Milford, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.