Updated November 11, 2026
Equipment financing activity in Montross, VA
Montross has 78 active UCC filings for equipment across 42 businesses, about 1.9 per business, so repeat borrowers are common. 19 new filings were recorded in the last 12 months, up 27% on the year before. 22 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Caterpillar Financial leads with 16%, followed by Commodity Credit Corporation at 16%. Agriculture is the largest equipment type, at 22%. Captive finance arms of the manufacturers write 40% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
Montross, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial9 · 15.8%Captive finance
- Commodity Credit Corporation9 · 15.8%Independent
- John Deere Financial7 · 12.3%Captive finance
- Bank
- JCB FINANCE3 · 5.3%Captive finance
- Kubota Credit2 · 3.5%Captive finance
- Bank
- Oakmont Capital Holdings LLC2 · 3.5%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated43 · 55.1%
- Agriculture17 · 21.8%
- Construction14 · 17.9%
- Blanket liens3 · 3.8%
- Trucks & trailers1 · 1.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
82 | Eas Montross | Agriculture 34 mo old · early+29Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Dec 2023 |
74 | CAR Montross | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | NEC Financial Services, LLC Independent | Oct 2022 |
74 | J a Montross | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | COLONIAL FARM CREDIT Bank | Oct 2022 |
73 | Kel Montross | Equipment 35 mo old · early+32Near the 36-month mark+7 | C T Corporation System, as representative Other | Nov 2023 |
73 | Kel Montross | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | C T Corporation System, as representative Other | Aug 2023 |
71 | JM Montross | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
71 | FAJ Montross | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Financial Pacific Leasing, Inc. Independent | Dec 2022 |
68 | K2 Montross | Trucks & trailers 38 mo old · peak window+35Near the 36-month mark+4 | Daimler Truck Financial Captive finance | Aug 2023 |
Nearby cities
- Stafford938
- Spotsylvania389
- Ruther Glen214
- Tappahannock158
- Locust Grove156
- Warsaw109
- Woodford108
- Milford85
- Lancaster80
- White Stone76
- Unionville56
- Reedville43
Questions
How many equipment loans are active in Montross, VA?
How many equipment loans in Montross, VA end in the next six months?
Which lenders finance the most equipment in Montross, VA?
What equipment is financed most in Montross, VA?
Is Montross, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.