Updated November 11, 2026
Equipment financing activity in Lancaster, VA
Lancaster has 80 active UCC filings for equipment across 36 businesses, about 2.2 per business, so repeat borrowers are common. 24 new filings were recorded in the last 12 months, up 33% on the year before. 16 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. John Deere Financial dominates with 25% of active filings. Construction is the largest equipment type, at 20%. Captive finance arms of the manufacturers write 48% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+33% on the year before
New equipment filings by month
Lancaster, VA, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 3 |
| 2025-07 | 3 |
| 2025-08 | 0 |
| 2025-09 | 3 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 3 |
| 2026-03 | 2 |
| 2026-04 | 5 |
| 2026-05 | 4 |
| 2026-06 | 1 |
| 2026-07 | 4 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial16 · 25.0%Captive finance
- DLL7 · 10.9%Independent
- Caterpillar Financial7 · 10.9%Captive finance
- Kubota Credit5 · 7.8%Captive finance
- Blue Ridge Bank NA3 · 4.7%Bank
- Independent
- Chesapeake Bank3 · 4.7%Bank
- North Mill Credit Trust2 · 3.1%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated44 · 55.0%
- Construction16 · 20.0%
- Agriculture14 · 17.5%
- Blanket liens4 · 5.0%
- IT & office2 · 2.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | J. Lancaster | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
76 | WIL Lancaster | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
76 | MO Lancaster | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
74 | J. Lancaster | Equipment 43 mo old · peak window+35Active, no continuation+10 | Corporation Service Company, As Representative Other | Mar 2023 |
69 | CEN Lancaster | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
69 | MO Lancaster | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jul 2023 |
63 | KM Lancaster | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
62 | R. Lancaster | Equipment 32 mo old · early+23Active, no continuation+10 | First-Citizens Bank & Trust Company Bank | Feb 2024 |
Nearby cities
- Stafford938
- Spotsylvania389
- Ruther Glen214
- Tappahannock158
- Locust Grove156
- Warsaw109
- Woodford108
- Milford85
- Montross78
- White Stone76
- Unionville56
- Reedville43
Questions
How many equipment loans are active in Lancaster, VA?
How many equipment loans in Lancaster, VA end in the next six months?
Which lenders finance the most equipment in Lancaster, VA?
What equipment is financed most in Lancaster, VA?
Is Lancaster, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.