Updated November 12, 2026
Equipment financing activity in Spotsylvania Courthouse, VA
Spotsylvania Courthouse has 32 active UCC filings for equipment across 18 businesses, about 1.8 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, up 80% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Caterpillar Financial leads with 13%, followed by Financial Pacific Leasing, Inc. at 13%. Construction is the largest equipment type, at 16%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+80% on the year before
New equipment filings by month
Spotsylvania Courthouse, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 3 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial2 · 13.3%Captive finance
- Financial Pacific Leasing, Inc.2 · 13.3%Independent
- Bank
- UMB Bank, n.a.1 · 6.7%Bank
- Spark Funding, LLC dba Fundamental Capital1 · 6.7%Independent
- Auxilior Capital Partners, Inc.1 · 6.7%Independent
- Conserv Equipment Leasing, LLC1 · 6.7%Independent
- Kubota Credit1 · 6.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated24 · 75.0%
- Construction5 · 15.6%
- Blanket liens2 · 6.3%
- Agriculture1 · 3.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | AT Spotsylvania Courthouse | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Sofiagrey LLC Other | Nov 2022 |
81 | AT Spotsylvania Courthouse | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Sofiagrey LLC Other | Nov 2022 |
81 | AT Spotsylvania Courthouse | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Corporation Service Company, As Representative Other | Nov 2022 |
79 | AT Spotsylvania Courthouse | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Spark Funding, LLC dba Fundamental Capital Independent | Sep 2022 |
69 | SD Spotsylvania Courthouse | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
58 | Mun Spotsylvania Courthouse | Construction 27 mo old · early+9Active, no continuation+10 | Caterpillar Financial Captive finance | Jul 2024 |
55 | Mun Spotsylvania Courthouse | Construction 0 mo old · too earlyActive, no continuation+10 | Not listed | Oct 2026 |
55 | Mun Spotsylvania Courthouse | Construction 3 mo old · too earlyActive, no continuation+10 | Not listed | Jul 2026 |
Nearby cities
- Stafford938
- Spotsylvania389
- Ruther Glen214
- Tappahannock158
- Locust Grove156
- Warsaw109
- Woodford108
- Milford85
- Lancaster80
- Montross78
- White Stone76
- Unionville56
Questions
How many equipment loans are active in Spotsylvania Courthouse, VA?
How many equipment loans in Spotsylvania Courthouse, VA end in the next six months?
Which lenders finance the most equipment in Spotsylvania Courthouse, VA?
What equipment is financed most in Spotsylvania Courthouse, VA?
Is Spotsylvania Courthouse, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.