Updated November 11, 2026
Equipment financing activity in Rural Retreat, VA
Rural Retreat has 57 active UCC filings for equipment across 32 businesses, about 1.8 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 25% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: Caterpillar Financial leads with 13%, followed by DLL at 8%. Construction is the largest equipment type, at 11%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+25% on the year before
New equipment filings by month
Rural Retreat, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 4 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 4 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial5 · 12.8%Captive finance
- DLL3 · 7.7%Independent
- Truist Bank3 · 7.7%Bank
- The First Bank and Trust Co.3 · 7.7%Bank
- PINNACLE BANK2 · 5.1%Bank
- U.S. BANK EQUIPMENT FINANCE2 · 5.1%Bank
- Bank
- Meridian Equipment Finance LLC1 · 2.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated45 · 78.9%
- Construction6 · 10.5%
- Agriculture4 · 7.0%
- IT & office1 · 1.8%
- Manufacturing1 · 1.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | Hou Rural Retreat | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Kituwah Manufacturing LLC Other | Oct 2023 |
79 | Rur Rural Retreat | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | NEXTGEAR CAPITAL, INC. Independent | Oct 2023 |
64 | CED Rural Retreat | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Aug 2022 |
58 | MAR Rural Retreat | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | CNB Bank Bank | Aug 2023 |
56 | COO Rural Retreat | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Western Equipment Finance, Inc. Independent | Nov 2022 |
49 | RUD Rural Retreat | Agriculture 12 mo old · too earlyActive, no continuation+10 | FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee Bank | Oct 2025 |
49 | Sou Rural Retreat | Equipment 29 mo old · early+15Active, no continuation+10 | EICF Agent LLC, as Agent Other | May 2024 |
49 | Sou Rural Retreat | Equipment 29 mo old · early+15Active, no continuation+10 | PINNACLE BANK Bank | May 2024 |
Nearby cities
- Wytheville262
- Galax204
- Marion135
- Hillsville126
- Max Meadows105
- Pulaski104
- Chilhowie78
- Independence56
- Meadowview52
- Cana47
- Glade Spring40
- Saltville38
Questions
How many equipment loans are active in Rural Retreat, VA?
How many equipment loans in Rural Retreat, VA end in the next six months?
Which lenders finance the most equipment in Rural Retreat, VA?
What equipment is financed most in Rural Retreat, VA?
Is Rural Retreat, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.