Updated November 11, 2026
Equipment financing activity in Chilhowie, VA
Chilhowie has 78 active UCC filings for equipment across 41 businesses, about 1.9 per business, so repeat borrowers are common. 19 new filings were recorded in the last 12 months, down 17% on the year before. 22 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Caterpillar Financial leads with 16%, followed by FIRST COMMUNITY BANK at 14%. Agriculture is the largest equipment type, at 18%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-17% on the year before
New equipment filings by month
Chilhowie, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 3 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 5 |
| 2026-09 | 3 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial9 · 15.8%Captive finance
- FIRST COMMUNITY BANK8 · 14.0%Bank
- The First Bank and Trust Co.7 · 12.3%Bank
- CNH Industrial Capital5 · 8.8%Captive finance
- Bank
- John Deere Financial3 · 5.3%Captive finance
- Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated48 · 61.5%
- Agriculture14 · 17.9%
- Construction12 · 15.4%
- Blanket liens2 · 2.6%
- IT & office1 · 1.3%
- Vehicles1 · 1.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | TAY Chilhowie | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Ditch Witch Financial Services, a program of BMO Bank N.A. Bank | Sep 2023 |
78 | Chi Chilhowie | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee Bank | Aug 2023 |
73 | WAR Chilhowie | Agriculture 35 mo old · early+32Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Nov 2023 |
73 | WAR Chilhowie | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | CNH Industrial Capital Captive finance | Dec 2022 |
72 | W-L Chilhowie | Equipment 34 mo old · early+29Near the 36-month mark+4 | Carter Machinery Company, Incorporated Other | Jan 2024 |
71 | TAY Chilhowie | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
71 | TAY Chilhowie | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
69 | Law Chilhowie | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Aug 2022 |
Nearby cities
- Wytheville262
- Galax204
- Marion135
- Hillsville126
- Max Meadows105
- Pulaski104
- Rural Retreat57
- Independence56
- Meadowview52
- Cana47
- Glade Spring40
- Saltville38
Top lenders in Chilhowie
- Caterpillar Financial9
- FIRST COMMUNITY BANK8
- The First Bank and Trust Co.7
- CNH Industrial Capital5
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee4
- John Deere Financial3
- McClung-Logan Equipment Company Inc.3
- Wells Fargo Vendor Financial Services, LLC2
- GreatAmerica Financial Services Corporation2
- Kubota Credit1
Questions
How many equipment loans are active in Chilhowie, VA?
How many equipment loans in Chilhowie, VA end in the next six months?
Which lenders finance the most equipment in Chilhowie, VA?
What equipment is financed most in Chilhowie, VA?
Is Chilhowie, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.