Updated November 11, 2026
Equipment financing activity in Galax, VA
Galax has 204 active UCC filings for equipment across 120 businesses, about 1.7 per business, so repeat borrowers are common. 38 new filings were recorded in the last 12 months, down 19% on the year before. 45 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: The First Bank and Trust Co. leads with 14%, followed by SKYLINE NATIONAL BANK at 13%. Banks and credit unions hold 60%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-19% on the year before
New equipment filings by month
Galax, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 8 |
| 2025-03 | 5 |
| 2025-04 | 2 |
| 2025-05 | 4 |
| 2025-06 | 3 |
| 2025-07 | 3 |
| 2025-08 | 4 |
| 2025-09 | 3 |
| 2025-10 | 4 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 8 |
| 2026-05 | 2 |
| 2026-06 | 8 |
| 2026-07 | 5 |
| 2026-08 | 3 |
| 2026-09 | 1 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- The First Bank and Trust Co.18 · 13.8%Bank
- SKYLINE NATIONAL BANK17 · 13.1%Bank
- Bank
- FIRST COMMUNITY BANK8 · 6.2%Bank
- Bank
- Western Equipment Finance7 · 5.4%Independent
- Commodity Credit Corporation6 · 4.6%Independent
- Kubota Credit5 · 3.8%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated177 · 86.8%
- Construction10 · 4.9%
- Agriculture8 · 3.9%
- Blanket liens7 · 3.4%
- Trucks & trailers2 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | Woo Galax | Equipment 41 mo old · peak window+35Active, no continuation+10 | Corporation Service Company, As Representative Other | Jun 2023 |
73 | ROB Galax | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
73 | ROB Galax | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
71 | 3 N Galax | Construction 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
71 | S & Galax | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2022 |
69 | Vir Galax | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Corporation Service Company, As Representative Other | Oct 2023 |
69 | Vir Galax | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Corporation Service Company, As Representative Other | Oct 2023 |
69 | 3 N Galax | Construction 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
Nearby cities
- Wytheville262
- Marion135
- Hillsville126
- Max Meadows105
- Pulaski104
- Chilhowie78
- Rural Retreat57
- Independence56
- Meadowview52
- Cana47
- Glade Spring40
- Saltville38
Top lenders in Galax
- The First Bank and Trust Co.18
- SKYLINE NATIONAL BANK17
- First-Citizens Bank and Trust Company8
- FIRST COMMUNITY BANK8
- National Bank of Blacksburg T/A National Bank8
- Western Equipment Finance7
- Commodity Credit Corporation6
- Kubota Credit5
- John Deere Financial5
- Automotive Finance Corporation4
Questions
How many equipment loans are active in Galax, VA?
How many equipment loans in Galax, VA end in the next six months?
Which lenders finance the most equipment in Galax, VA?
What equipment is financed most in Galax, VA?
Is Galax, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.