Updated November 11, 2026
Equipment financing activity in Independence, VA
Independence has 56 active UCC filings for equipment across 34 businesses, about 1.6 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, down 38% on the year before. 19 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 34% of the book. The market is spread out: Kubota Credit leads with 17%, followed by SKYLINE NATIONAL BANK at 14%. Agriculture is the largest equipment type, at 16%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-38% on the year before
New equipment filings by month
Independence, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 4 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 4 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit6 · 17.1%Captive finance
- SKYLINE NATIONAL BANK5 · 14.3%Bank
- Wells Fargo Bank, N.A.3 · 8.6%Bank
- Caterpillar Financial2 · 5.7%Captive finance
- JCB FINANCE2 · 5.7%Captive finance
- The First Bank and Trust Co.2 · 5.7%Bank
- JPMorgan Chase Bank, NA1 · 2.9%Bank
- U.S. BANK EQUIPMENT FINANCE1 · 2.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated41 · 73.2%
- Agriculture9 · 16.1%
- Construction5 · 8.9%
- Blanket liens1 · 1.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | ROB Independence | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
84 | Gra Independence | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Bank, N.A. Bank | Oct 2023 |
84 | ROB Independence | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Feb 2023 |
81 | Ada Independence | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | SKYLINE NATIONAL BANK Bank | Nov 2022 |
78 | Gra Independence | Equipment 35 mo old · early+32Near the 36-month mark+7 | Innovation Refunds Other | Dec 2023 |
78 | E & Independence | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | US BUSINESS SERVICES - 2816170114 Other | Aug 2023 |
72 | E & Independence | Equipment 34 mo old · early+29Near the 36-month mark+4 | BLUE WATER CAPITAL Independent | Jan 2024 |
72 | Ada Independence | Equipment 34 mo old · early+29Near the 36-month mark+4 | SKYLINE NATIONAL BANK Bank | Dec 2023 |
Nearby cities
- Wytheville262
- Galax204
- Marion135
- Hillsville126
- Max Meadows105
- Pulaski104
- Chilhowie78
- Rural Retreat57
- Meadowview52
- Cana47
- Glade Spring40
- Saltville38
Top lenders in Independence
- Kubota Credit6
- SKYLINE NATIONAL BANK5
- Wells Fargo Bank, N.A.3
- Caterpillar Financial2
- JCB FINANCE2
- The First Bank and Trust Co.2
- JPMorgan Chase Bank, NA1
- U.S. BANK EQUIPMENT FINANCE1
- CIT Bank, a division of First-Citizens Bank & Trust Company1
- Navitas Credit Corp.1
Questions
How many equipment loans are active in Independence, VA?
How many equipment loans in Independence, VA end in the next six months?
Which lenders finance the most equipment in Independence, VA?
What equipment is financed most in Independence, VA?
Is Independence, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.