Updated November 11, 2026
IT & office equipment loans in Richmond, VA
Richmond has 92 active UCC filings for IT and office equipment across 77 businesses. 30 new filings were recorded in the last 12 months, up 131% on the year before. 29 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 32% of the book. Xerox Financial Services dominates with 34% of active filings. Captive finance arms of the manufacturers write 93% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+131% on the year before
New equipment filings by month
Richmond, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 3 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 6 |
| 2026-07 | 9 |
| 2026-08 | 4 |
| 2026-09 | 4 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Xerox Financial Services25 · 34.2%Captive finance
- Canon Financial Services, Inc.18 · 24.7%Captive finance
- Dell Financial Services L.L.C.11 · 15.1%Captive finance
- KONICA MINOLTA PREMIER FINANCE5 · 6.8%Captive finance
- Captive finance
- Captive finance
- Bank
- 360 Equipment Finance, LLC1 · 1.4%Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | Cob Richmond | IT & office 48 mo old · peak window+35Near the 48-month mark+10 | Konica Minolta Business Solutions Captive finance | Nov 2022 |
79 | Pul Richmond | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | Canon Financial Services, Inc. Captive finance | Oct 2023 |
74 | TAL Richmond | IT & office 40 mo old · peak window+35Active, no continuation+10 | Canon Financial Services, Inc. Captive finance | Jun 2023 |
74 | Cap Richmond | IT & office 49 mo old · late window+33Near the 48-month mark+7 | Canon Financial Services, Inc. Captive finance | Sep 2022 |
73 | GEO Richmond | IT & office 46 mo old · peak window+35Near the 48-month mark+4 | Xerox Financial Services Captive finance | Jan 2023 |
71 | SCR Richmond | IT & office 39 mo old · peak window+35Near the 36-month mark+2 | KONICA MINOLTA PREMIER FINANCE Captive finance | Jul 2023 |
68 | HAR Richmond | IT & office 35 mo old · early+32Near the 36-month mark+7 | KONICA MINOLTA PREMIER FINANCE Captive finance | Nov 2023 |
68 | St. Richmond | IT & office 46 mo old · peak window+35Near the 48-month mark+4 | Xerox Financial Services Captive finance | Dec 2022 |
Questions
How many IT and office equipment loans are active in Richmond, VA?
How many IT and office equipment loans in Richmond, VA end in the next six months?
Which lenders finance the most IT and office equipment in Richmond, VA?
Is Richmond, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.