Updated November 11, 2026
Agriculture equipment loans in Richmond, VA
Richmond has 85 active UCC filings for farm equipment across 55 businesses, about 1.5 per business, so repeat borrowers are common. 21 new filings were recorded in the last 12 months, up 17% on the year before. 18 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. John Deere Financial dominates with 36% of active filings. Captive finance arms of the manufacturers write 93% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Richmond, VA, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 4 |
| 2026-08 | 1 |
| 2026-09 | 3 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial27 · 35.5%Captive finance
- Kubota Credit23 · 30.3%Captive finance
- AGCO Finance12 · 15.8%Captive finance
- CNH Industrial Capital9 · 11.8%Captive finance
- Bank
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | EAR Richmond | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | CNH Industrial Capital Captive finance | Nov 2022 |
86 | EAR Richmond | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Feb 2023 |
76 | Out Richmond | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
72 | EAR Richmond | Agriculture 54 mo old · late window+23Active, no continuation+10 | CNH Industrial Capital Captive finance | Apr 2022 |
69 | JAM Richmond | Agriculture 43 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Mar 2023 |
69 | WHA Richmond | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
67 | MIC Richmond | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
67 | MIC Richmond | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
Questions
How many farm equipment loans are active in Richmond, VA?
How many farm equipment loans in Richmond, VA end in the next six months?
Which lenders finance the most farm equipment in Richmond, VA?
Is Richmond, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.