Updated November 11, 2026
Construction equipment loans in Henrico, VA
Henrico has 36 active UCC filings for construction equipment across 22 businesses, about 1.6 per business, so repeat borrowers are common. 13 new filings were recorded in the last 12 months, up 63% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. Caterpillar Financial dominates with 57% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+63% on the year before
New equipment filings by month
Henrico, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 3 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial16 · 57.1%Captive finance
- John Deere Financial12 · 42.9%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | M. Henrico | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
79 | PLA Henrico | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
73 | spo Henrico | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
72 | KEI Henrico | Construction 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Mar 2024 |
71 | TAL Henrico | Construction 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
55 | KEI Henrico | Construction 1 mo old · too earlyActive, no continuation+10 | Not listed | Sep 2026 |
54 | spo Henrico | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
49 | M. Henrico | Construction 15 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Jul 2025 |
Construction in nearby cities
Construction across VirginiaTop lenders here
Questions
How many construction equipment loans are active in Henrico, VA?
How many construction equipment loans in Henrico, VA end in the next six months?
Which lenders finance the most construction equipment in Henrico, VA?
Is Henrico, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.