UCC Scout

Updated November 11, 2026

Equipment financing activity in Narrows, VA

Narrows has 32 active UCC filings for equipment across 20 businesses, about 1.6 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 114% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. Caterpillar Financial dominates with 29% of active filings. Construction is the largest equipment type, at 22%. Captive finance arms of the manufacturers write 48% of it, so dealer relationships matter here.

32

Active equipment filings

8

Likely ending in the next 6 months

36, 48 or 60 month term

20

Businesses with active filings

15

New filings, last 12 months

+114% on the year before

New equipment filings by month

Narrows, VA, last 24 months. The current month is still coming in.

42Dec 2024: 1Dec 24Jan 2025: 0Feb 2025: 1Mar 2025: 0MarApr 2025: 0May 2025: 0Jun 2025: 0JunJul 2025: 1Aug 2025: 0Sep 2025: 2SepOct 2025: 1Nov 2025: 3Dec 2025: 0DecJan 2026: 1Feb 2026: 2Mar 2026: 0MarApr 2026: 0May 2026: 4Jun 2026: 0JunJul 2026: 1Aug 2026: 3Sep 2026: 1SepOct 2026: 1Nov 2026: 0 so farNov
New equipment filings per month in Narrows, VA
2024-121
2025-010
2025-021
2025-030
2025-040
2025-050
2025-060
2025-071
2025-080
2025-092
2025-101
2025-113
2025-120
2026-011
2026-022
2026-030
2026-040
2026-054
2026-060
2026-071
2026-083
2026-091
2026-101
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance
  2. Captive finance
  3. Independent
  4. Kubota Credit1 · 4.8%
    Captive finance
  5. DLL1 · 4.8%
    Independent
  6. Captive finance
  7. Independent
  8. Bank

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated16 · 50.0%
  2. Construction7 · 21.9%
  3. Agriculture6 · 18.8%
  4. Blanket liens3 · 9.4%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 32 with names
67
ALB
Narrows
Construction
54 mo old · late window+23Active, no continuation+10
John Deere Financial
62
NRV
Narrows
Equipment
34 mo old · early+29Near the 36-month mark+4
FNBP Narrows
59
NEW
Narrows
Equipment
31 mo old · early+20Active, no continuation+10
UNIVEST CAPITAL, INC.
58
NEW
Narrows
Construction
35 mo old · early+32Moved to another lender Apr 2024
Caterpillar Financial
55
NEW
Narrows
Agriculture
2 mo old · too earlyActive, no continuation+10
55
NEW
Narrows
Agriculture
3 mo old · too earlyActive, no continuation+10
54
NEW
Narrows
Construction
40 mo old · peak window+35Moved to another lender Apr 2024
Caterpillar Financial
49
NEW
Narrows
Construction
5 mo old · too earlyActive, no continuation+10
Caterpillar Financial

Questions

How many equipment loans are active in Narrows, VA?
32 UCC filings for equipment against 20 businesses in Narrows, VA are active, meaning not terminated or lapsed.
How many equipment loans in Narrows, VA end in the next six months?
About 8: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most equipment in Narrows, VA?
Caterpillar Financial (6), John Deere Financial (2), UNIVEST CAPITAL, INC. (2), counting active filings.
What equipment is financed most in Narrows, VA?
Construction, with 7 active filings.
Is Narrows, VA equipment financing growing?
15 new filings in the last 12 months against 7 in the 12 before, up 114%.

Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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