Updated November 11, 2026
Equipment financing activity in Ridgeway, VA
Ridgeway has 79 active UCC filings for equipment across 50 businesses, about 1.6 per business, so repeat borrowers are common. 23 new filings were recorded in the last 12 months, up 64% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. The market is spread out: Caterpillar Financial leads with 11%, followed by First-Citizens Bank & Trust Company at 9%. Agriculture is the largest equipment type, at 10%. Banks and credit unions hold 44%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+64% on the year before
New equipment filings by month
Ridgeway, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 3 |
| 2026-07 | 4 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial5 · 11.1%Captive finance
- Bank
- John Deere Financial2 · 4.4%Captive finance
- PINNACLE BANK2 · 4.4%Bank
- Bank
- Independent
- The Fidelity Bank2 · 4.4%Bank
- SKYLINE NATIONAL BANK2 · 4.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated60 · 75.9%
- Agriculture8 · 10.1%
- Construction6 · 7.6%
- Blanket liens4 · 5.1%
- Manufacturing1 · 1.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | Gam Ridgeway | Equipment 40 mo old · peak window+35Active, no continuation+10 | The Fidelity Bank Bank | Jun 2023 |
74 | TRI Ridgeway | Equipment 43 mo old · peak window+35Active, no continuation+10 | STAR CAPITAL GROUP, L.P. Independent | Mar 2023 |
71 | BOL Ridgeway | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Stryker Sales, LLC Other | Nov 2022 |
69 | SMA Ridgeway | Equipment 40 mo old · peak window+35Active, no continuation+10 | SECURED LENDER SOLUTIONS Other | Jun 2023 |
68 | DOW Ridgeway | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | CarrierNet Group Financial, Inc. Independent | Aug 2023 |
66 | Old Ridgeway | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2023 |
64 | Cra Ridgeway | Equipment 42 mo old · peak window+35Active, no continuation+10 | Huntington Distribution Finance, Inc. Independent | Apr 2023 |
64 | Old Ridgeway | Equipment 49 mo old · late window+33Near the 48-month mark+7 | SECURED LENDER SOLUTIONS Other | Sep 2022 |
Nearby cities
- Salem490
- Martinsville373
- Rocky Mount365
- Vinton196
- Moneta187
- Radford182
- Huddleston135
- Troutville99
- Hardy94
- Riner89
- Wirtz89
- Stuart62
Top lenders in Ridgeway
- Caterpillar Financial5
- First-Citizens Bank & Trust Company4
- John Deere Financial2
- PINNACLE BANK2
- Sheffield Financial, a division of Truist Bank2
- GreatAmerica Financial Services Corporation2
- The Fidelity Bank2
- SKYLINE NATIONAL BANK2
- DLL1
- Meridian Equipment Finance LLC1
Questions
How many equipment loans are active in Ridgeway, VA?
How many equipment loans in Ridgeway, VA end in the next six months?
Which lenders finance the most equipment in Ridgeway, VA?
What equipment is financed most in Ridgeway, VA?
Is Ridgeway, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.