Updated November 11, 2026
Equipment financing activity in Wirtz, VA
Wirtz has 89 active UCC filings for equipment across 48 businesses, about 1.9 per business, so repeat borrowers are common. 27 new filings were recorded in the last 12 months, up 29% on the year before. 24 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Caterpillar Financial leads with 15%, followed by John Deere Financial at 8%. Construction is the largest equipment type, at 12%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+29% on the year before
New equipment filings by month
Wirtz, VA, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 3 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 3 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 5 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 6 |
| 2026-08 | 1 |
| 2026-09 | 5 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial9 · 14.5%Captive finance
- John Deere Financial5 · 8.1%Captive finance
- Bank
- FLOWERS FINANCE, LLC4 · 6.5%Independent
- CNB Bank4 · 6.5%Bank
- Bank of Botetourt4 · 6.5%Bank
- Citizens & Farmers Bank4 · 6.5%Bank
- Truist Bank3 · 4.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated60 · 67.4%
- Construction11 · 12.4%
- Agriculture9 · 10.1%
- Blanket liens7 · 7.9%
- Manufacturing2 · 2.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | SML Wirtz | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | American National Bank and Trust Company Bank | Jan 2023 |
74 | SML Wirtz | Equipment 44 mo old · peak window+35Active, no continuation+10 | American National Bank and Trust Company Bank | Feb 2023 |
71 | BUR Wirtz | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
69 | BUR Wirtz | Agriculture 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
67 | Ran Wirtz | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
66 | WDR Wirtz | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Freedom First Federal Credit Union Bank | Nov 2022 |
63 | KNA Wirtz | Equipment 35 mo old · early+32Near the 36-month mark+7 | Travelers Casualty and Surety Company of America Other | Nov 2023 |
59 | Hal Wirtz | Equipment 44 mo old · peak window+35Active, no continuation+10 | FLOWERS FINANCE, LLC Independent | Feb 2023 |
Nearby cities
- Salem490
- Martinsville373
- Rocky Mount365
- Vinton196
- Moneta187
- Radford182
- Huddleston135
- Troutville99
- Hardy94
- Riner89
- Ridgeway79
- Stuart62
Questions
How many equipment loans are active in Wirtz, VA?
How many equipment loans in Wirtz, VA end in the next six months?
Which lenders finance the most equipment in Wirtz, VA?
What equipment is financed most in Wirtz, VA?
Is Wirtz, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.