Updated November 12, 2026
Equipment financing activity in Rocky Mount, VA
Rocky Mount has 365 active UCC filings for equipment across 200 businesses, about 1.8 per business, so repeat borrowers are common. 98 new filings were recorded in the last 12 months, up 27% on the year before. 92 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 12%, followed by Bank of Botetourt at 7%. Agriculture is the largest equipment type, at 12%. Banks and credit unions hold 41%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
Rocky Mount, VA, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 9 |
| 2025-02 | 10 |
| 2025-03 | 5 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 9 |
| 2025-07 | 4 |
| 2025-08 | 8 |
| 2025-09 | 9 |
| 2025-10 | 6 |
| 2025-11 | 5 |
| 2025-12 | 17 |
| 2026-01 | 10 |
| 2026-02 | 4 |
| 2026-03 | 9 |
| 2026-04 | 10 |
| 2026-05 | 5 |
| 2026-06 | 5 |
| 2026-07 | 7 |
| 2026-08 | 8 |
| 2026-09 | 9 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial31 · 12.1%Captive finance
- Bank of Botetourt17 · 6.6%Bank
- Bank
- AGCO Finance10 · 3.9%Captive finance
- Caterpillar Financial9 · 3.5%Captive finance
- Commodity Credit Corporation9 · 3.5%Independent
- The First Bank and Trust Co.9 · 3.5%Bank
- Kubota Credit8 · 3.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated266 · 72.9%
- Agriculture45 · 12.3%
- Construction37 · 10.1%
- Blanket liens11 · 3.0%
- Manufacturing2 · 0.5%
- Vehicles2 · 0.5%
- IT & office1 · 0.3%
- Restaurant1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | HAR Rocky Mount | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Dec 2022 |
88 | HAR Rocky Mount | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Sep 2023 |
84 | CUT Rocky Mount | Agriculture 43 mo old · peak window+35Active, no continuation+10 | AGCO Finance Captive finance | Apr 2023 |
84 | HAR Rocky Mount | Agriculture 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
84 | CUT Rocky Mount | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T Corporation System, as representative Other | Nov 2022 |
79 | JEW Rocky Mount | Equipment 49 mo old · late window+33Near the 48-month mark+7 | ROTOBEC USA Other | Sep 2022 |
76 | DRI Rocky Mount | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Wacker Neuson Finance Independent | Jul 2023 |
76 | Lon Rocky Mount | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Sumitomo Mitsui Finance & Leasing Co., Ltd. Independent | Jan 2023 |
Equipment types in Rocky Mount
Nearby cities
- Salem490
- Martinsville373
- Vinton196
- Moneta187
- Radford182
- Huddleston135
- Troutville99
- Hardy94
- Riner89
- Wirtz89
- Ridgeway79
- Stuart62
Top lenders in Rocky Mount
- John Deere Financial31
- Bank of Botetourt17
- American National Bank and Trust Company13
- AGCO Finance10
- Caterpillar Financial9
- Commodity Credit Corporation9
- The First Bank and Trust Co.9
- Kubota Credit8
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee8
- GreatAmerica Financial Services Corporation6
Questions
How many equipment loans are active in Rocky Mount, VA?
How many equipment loans in Rocky Mount, VA end in the next six months?
Which lenders finance the most equipment in Rocky Mount, VA?
What equipment is financed most in Rocky Mount, VA?
Is Rocky Mount, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.