Updated November 11, 2026
Equipment financing activity in Monroe, VA
Monroe has 54 active UCC filings for equipment across 32 businesses, about 1.7 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 33% on the year before. 15 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: LBX Company, LLC DBA LBX Capital leads with 11%, followed by John Deere Financial at 7%. Agriculture is the largest equipment type, at 17%. Banks and credit unions hold 45%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+33% on the year before
New equipment filings by month
Monroe, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 3 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 3 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- LBX Company, LLC DBA LBX Capital5 · 11.4%Independent
- John Deere Financial3 · 6.8%Captive finance
- CNH Industrial Capital3 · 6.8%Captive finance
- Wells Fargo Bank, N.A.3 · 6.8%Bank
- Bank
- Caterpillar Financial2 · 4.5%Captive finance
- TRUIST EQUIPMENT FINANCE CORP.2 · 4.5%Bank
- SELECT BANK2 · 4.5%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated41 · 75.9%
- Agriculture9 · 16.7%
- Construction2 · 3.7%
- IT & office1 · 1.9%
- Blanket liens1 · 1.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | VSI Monroe | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Bank, N.A. Bank | Oct 2023 |
59 | VSI Monroe | Equipment 40 mo old · peak window+35Active, no continuation+10 | Wells Fargo Bank, N.A. Bank | Jul 2023 |
57 | CED Monroe | Agriculture 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
57 | VSI Monroe | Equipment 34 mo old · early+29Near the 36-month mark+4 | LBX Company, LLC DBA LBX Capital Independent | Dec 2023 |
52 | VSI Monroe | Equipment 33 mo old · early+26Near the 36-month mark+2 | Wells Fargo Bank, N.A. Bank | Jan 2024 |
49 | GRA Monroe | Agriculture 29 mo old · early+15Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2024 |
49 | HD Monroe | Equipment 50 mo old · late window+31Near the 48-month mark+4 | VFS Leasing Co. Independent | Sep 2022 |
47 | FOL Monroe | Agriculture 32 mo old · early+23Active, no continuation+10 | John Deere Financial Captive finance | Feb 2024 |
Nearby cities
- Lynchburg1,295
- Danville623
- Forest447
- Scottsville278
- Bedford276
- South Boston217
- Chatham198
- Appomattox149
- Rustburg148
- Madison Heights129
- Altavista115
- Evington96
Questions
How many equipment loans are active in Monroe, VA?
How many equipment loans in Monroe, VA end in the next six months?
Which lenders finance the most equipment in Monroe, VA?
What equipment is financed most in Monroe, VA?
Is Monroe, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.