Updated November 11, 2026
Equipment financing activity in Middletown, VA
Middletown has 98 active UCC filings for equipment across 43 businesses, about 2.3 per business, so repeat borrowers are common. 39 new filings were recorded in the last 12 months, up 30% on the year before. 17 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. John Deere Financial dominates with 36% of active filings. Construction is the largest equipment type, at 39%. Captive finance arms of the manufacturers write 60% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+30% on the year before
New equipment filings by month
Middletown, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 6 |
| 2025-04 | 4 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 5 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 5 |
| 2026-03 | 10 |
| 2026-04 | 9 |
| 2026-05 | 5 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial24 · 35.8%Captive finance
- Caterpillar Financial13 · 19.4%Captive finance
- Bank
- Bank of Clarke County3 · 4.5%Bank
- M&T Bank2 · 3.0%Bank
- Kubota Credit2 · 3.0%Captive finance
- Bank
- TRANS LEASE, INC.1 · 1.5%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated54 · 55.1%
- Construction38 · 38.8%
- Agriculture5 · 5.1%
- Trucks & trailers1 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
72 | B & Middletown | Equipment 34 mo old · early+29Near the 36-month mark+4 | C T Corporation System, as representative Other | Dec 2023 |
66 | BM Middletown | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | TRANS LEASE, INC. Independent | Nov 2022 |
63 | BM Middletown | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | MATCO TOOLS CORPORATION Captive finance | Dec 2022 |
58 | B & Middletown | Equipment 59 mo old · late window+12Near the 60-month mark+7 | Bank of Clarke County Bank | Nov 2021 |
56 | B & Middletown | Construction 45 mo old · peak window+35Moved to another lender May 2025 | John Deere Financial Captive finance | Jan 2023 |
55 | B & Middletown | Trucks & trailers 3 mo old · too earlyActive, no continuation+10 | Not listed | Jul 2026 |
55 | SUB Middletown | Equipment 51 mo old · late window+29Near the 48-month mark+2 | NOVAC EQUITIES LLC Other | Jul 2022 |
54 | TRU Middletown | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Farmers & Merchants Bank Bank | Sep 2022 |
Equipment types in Middletown
Nearby cities
- Winchester1,456
- Front Royal462
- Berryville182
- Stephens City158
- Woodstock156
- Strasburg145
- Stephenson60
- Clear Brook49
- Linden37
- Maurertown36
- Cross Junction34
- Gore32
Questions
How many equipment loans are active in Middletown, VA?
How many equipment loans in Middletown, VA end in the next six months?
Which lenders finance the most equipment in Middletown, VA?
What equipment is financed most in Middletown, VA?
Is Middletown, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.