Updated November 11, 2026
Equipment financing activity in Cross Junction, VA
Cross Junction has 34 active UCC filings for equipment across 16 businesses, about 2.1 per business, so repeat borrowers are common. 11 new filings were recorded in the last 12 months, up 83% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. The market is spread out: Kubota Credit leads with 15%, followed by Navitas Credit Corp. at 12%. Agriculture is the largest equipment type, at 15%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+83% on the year before
New equipment filings by month
Cross Junction, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 2 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit4 · 15.4%Captive finance
- Navitas Credit Corp.3 · 11.5%Independent
- Bank
- Auxilior Capital Partners, Inc.2 · 7.7%Independent
- John Deere Financial1 · 3.8%Captive finance
- FIRST BANK1 · 3.8%Bank
- American Packaging Capital, Inc.1 · 3.8%Independent
- FLCC FINANCING1 · 3.8%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated25 · 73.5%
- Agriculture5 · 14.7%
- Construction3 · 8.8%
- Blanket liens1 · 2.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
68 | FAI Cross Junction | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Aug 2023 |
64 | CAP Cross Junction | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CHTD Company Other | Oct 2022 |
59 | Mar Cross Junction | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CFG Equipment Finance Independent | Oct 2023 |
59 | TER Cross Junction | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Navitas Credit Corp. Independent | Sep 2022 |
55 | Sme Cross Junction | Construction 0 mo old · too earlyActive, no continuation+10 | Not listed | Oct 2026 |
54 | Xtr Cross Junction | Equipment 48 mo old · peak window+35Moved to another lender Jan 2023 | Sheffield Financial, a division of Truist Bank Bank | Nov 2022 |
54 | THE Cross Junction | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Bank of Charles Town Bank | Sep 2022 |
49 | Sme Cross Junction | Construction 9 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Jan 2026 |
Nearby cities
- Winchester1,456
- Front Royal462
- Berryville182
- Stephens City158
- Woodstock156
- Strasburg145
- Middletown98
- Stephenson60
- Clear Brook49
- Linden37
- Maurertown36
- Gore32
Questions
How many equipment loans are active in Cross Junction, VA?
How many equipment loans in Cross Junction, VA end in the next six months?
Which lenders finance the most equipment in Cross Junction, VA?
What equipment is financed most in Cross Junction, VA?
Is Cross Junction, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.