Updated November 11, 2026
Equipment financing activity in Front Royal, VA
Front Royal has 462 active UCC filings for equipment across 255 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 104. 111 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: John Deere Financial leads with 8%, followed by Wells Fargo Vendor Financial Services, LLC at 7%. Construction is the largest equipment type, at 12%. Banks and credit unions hold 43%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Front Royal, VA, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 9 |
| 2025-03 | 9 |
| 2025-04 | 8 |
| 2025-05 | 10 |
| 2025-06 | 7 |
| 2025-07 | 7 |
| 2025-08 | 7 |
| 2025-09 | 7 |
| 2025-10 | 12 |
| 2025-11 | 7 |
| 2025-12 | 14 |
| 2026-01 | 11 |
| 2026-02 | 4 |
| 2026-03 | 2 |
| 2026-04 | 11 |
| 2026-05 | 9 |
| 2026-06 | 9 |
| 2026-07 | 13 |
| 2026-08 | 10 |
| 2026-09 | 9 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial24 · 8.5%Captive finance
- Bank
- DLL17 · 6.0%Independent
- Caterpillar Financial16 · 5.7%Captive finance
- Kubota Credit12 · 4.2%Captive finance
- CNH Industrial Capital10 · 3.5%Captive finance
- United Bank9 · 3.2%Bank
- BANK OF CLARKE9 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated353 · 76.4%
- Construction54 · 11.7%
- Agriculture34 · 7.4%
- Blanket liens9 · 1.9%
- Manufacturing5 · 1.1%
- Vehicles3 · 0.6%
- IT & office2 · 0.4%
- Restaurant1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | Hau Front Royal | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Corporation Service Company, As Representative Other | Oct 2022 |
79 | Sho Front Royal | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Wells Fargo Bank, National Association Bank | Sep 2022 |
76 | KNO Front Royal | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
76 | KNO Front Royal | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
76 | KAT Front Royal | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | AMPLUS 223 TRUST Other | Sep 2023 |
76 | Hau Front Royal | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Corporation Service Company, As Representative Other | Jan 2023 |
74 | PIT Front Royal | Equipment 43 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Apr 2023 |
73 | A&E Front Royal | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Dec 2023 |
Equipment types in Front Royal
Nearby cities
- Winchester1,456
- Berryville182
- Stephens City158
- Woodstock156
- Strasburg145
- Middletown98
- Stephenson60
- Clear Brook49
- Linden37
- Maurertown36
- Cross Junction34
- Gore32
Questions
How many equipment loans are active in Front Royal, VA?
How many equipment loans in Front Royal, VA end in the next six months?
Which lenders finance the most equipment in Front Royal, VA?
What equipment is financed most in Front Royal, VA?
Is Front Royal, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.