Updated November 12, 2026
Equipment financing activity in Stephenson, VA
Stephenson has 60 active UCC filings for equipment across 38 businesses, about 1.6 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, down 18% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: John Deere Financial leads with 11%, followed by JB&B Capital, LLC at 7%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-18% on the year before
New equipment filings by month
Stephenson, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 4 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 5 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial3 · 10.7%Captive finance
- JB&B Capital, LLC2 · 7.1%Independent
- Independent
- Bank
- Bank
- Bank
- Caterpillar Financial1 · 3.6%Captive finance
- North Mill Credit Trust1 · 3.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated53 · 88.3%
- Construction4 · 6.7%
- Agriculture2 · 3.3%
- Blanket liens1 · 1.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | GS Stephenson | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Corporation Service Company, As Representative Other | Feb 2023 |
74 | GS Stephenson | Equipment 44 mo old · peak window+35Active, no continuation+10 | Corporation Service Company, As Representative Other | Feb 2023 |
74 | JAV Stephenson | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
73 | AI1 Stephenson | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | NU-KO CAPITAL LLC Independent | Dec 2022 |
71 | ADV Stephenson | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | AMPLUS 223 TRUST Other | Sep 2023 |
71 | AI1 Stephenson | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Jan 2023 |
69 | MOR Stephenson | Construction 31 mo old · early+20Active, no continuation+10 | John Deere Financial Captive finance | Mar 2024 |
69 | Vir Stephenson | Equipment 43 mo old · peak window+35Active, no continuation+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Mar 2023 |
Nearby cities
- Winchester1,456
- Front Royal462
- Berryville182
- Stephens City158
- Woodstock156
- Strasburg145
- Middletown98
- Clear Brook49
- Linden37
- Maurertown36
- Cross Junction34
- Gore32
Top lenders in Stephenson
- John Deere Financial3
- JB&B Capital, LLC2
- Keystone Equipment Finance Corp. on behalf of itself and on behalf of all Affiliates of CCI2
- Sheffield Financial, a division of Truist Bank2
- NEWTEK BANK, NATIONAL ASSOCIATION2
- Wells Fargo Vendor Financial Services, LLC1
- Caterpillar Financial1
- North Mill Credit Trust1
- GreatAmerica Financial Services Corporation1
- Geneva Capital, LLC1
Questions
How many equipment loans are active in Stephenson, VA?
How many equipment loans in Stephenson, VA end in the next six months?
Which lenders finance the most equipment in Stephenson, VA?
What equipment is financed most in Stephenson, VA?
Is Stephenson, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.