Updated November 11, 2026
Equipment financing activity in Lottsburg, VA
Lottsburg has 33 active UCC filings for equipment across 12 businesses, about 2.8 per business, so repeat borrowers are common. 6 new filings were recorded in the last 12 months, down 14% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: FIRST SOUTHERN BANK leads with 19%, followed by John Deere Financial at 16%. Agriculture is the largest equipment type, at 45%. Captive finance arms of the manufacturers write 47% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-14% on the year before
New equipment filings by month
Lottsburg, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 3 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FIRST SOUTHERN BANK6 · 18.8%Bank
- John Deere Financial5 · 15.6%Captive finance
- Kubota Credit4 · 12.5%Captive finance
- AGCO Finance4 · 12.5%Captive finance
- Caterpillar Financial2 · 6.3%Captive finance
- Western Equipment Finance2 · 6.3%Independent
- Bank
- TD BANK, N.A.1 · 3.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated16 · 48.5%
- Agriculture15 · 45.5%
- Construction2 · 6.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | BLE Lottsburg | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
72 | HAY Lottsburg | Agriculture 32 mo old · early+23Active, no continuation+10 | Kubota Credit Captive finance | Mar 2024 |
67 | BLE Lottsburg | Agriculture 57 mo old · late window+16Near the 60-month mark+2 | AGCO Finance Captive finance | Feb 2022 |
61 | BLE Lottsburg | Agriculture 47 mo old · peak window+35Moved to another lender Oct 2023 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Nov 2022 |
58 | TAL Lottsburg | Equipment 35 mo old · early+32Near the 36-month mark+7 | CarrierNet Group Financial, Inc. Independent | Nov 2023 |
55 | HAY Lottsburg | Agriculture 26 mo old · early+6Active, no continuation+10 | Kubota Credit Captive finance | Aug 2024 |
55 | HAY Lottsburg | Agriculture 26 mo old · early+6Active, no continuation+10 | Kubota Credit Captive finance | Aug 2024 |
49 | Thr Lottsburg | Agriculture 8 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Mar 2026 |
Nearby cities
- Stafford938
- Spotsylvania389
- Ruther Glen214
- Tappahannock158
- Locust Grove156
- Warsaw109
- Woodford108
- Milford85
- Lancaster80
- Montross78
- White Stone76
- Unionville56
Questions
How many equipment loans are active in Lottsburg, VA?
How many equipment loans in Lottsburg, VA end in the next six months?
Which lenders finance the most equipment in Lottsburg, VA?
What equipment is financed most in Lottsburg, VA?
Is Lottsburg, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.