Updated November 11, 2026
Construction equipment loans in Gainesville, VA
Gainesville has 31 active UCC filings for construction equipment across 14 businesses, about 2.2 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, up 180% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. Caterpillar Financial dominates with 65% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+180% on the year before
New equipment filings by month
Gainesville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 3 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial17 · 65.4%Captive finance
- John Deere Financial6 · 23.1%Captive finance
- Komatsu Financial3 · 11.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | LAW Gainesville | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Nov 2022 |
79 | AR Gainesville | Construction 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
76 | Vir Gainesville | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
69 | SUP Gainesville | Construction 31 mo old · early+20Active, no continuation+10 | Komatsu Financial Captive finance | Mar 2024 |
64 | JRL Gainesville | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Aug 2022 |
58 | SUP Gainesville | Construction 35 mo old · early+32Moved to another lender Mar 2024 | Komatsu Financial Captive finance | Nov 2023 |
55 | JR Gainesville | Construction 0 mo old · too earlyActive, no continuation+10 | Not listed | Oct 2026 |
55 | Way Gainesville | Construction 3 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Jul 2026 |
Construction in nearby cities
- Construction in Manassas233
- Construction in Sterling145
- Construction in Chantilly28
- Construction in Leesburg40
- Construction in Warrenton143
- Construction in Purcellville39
- Construction in Manassas Park27
- Construction in Marshall33
Top lenders here
Questions
How many construction equipment loans are active in Gainesville, VA?
How many construction equipment loans in Gainesville, VA end in the next six months?
Which lenders finance the most construction equipment in Gainesville, VA?
Is Gainesville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.