Updated November 11, 2026
Construction equipment loans in Front Royal, VA
Front Royal has 54 active UCC filings for construction equipment across 25 businesses, about 2.2 per business, so repeat borrowers are common. 23 new filings were recorded in the last 12 months, up 53% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months. John Deere Financial dominates with 46% of active filings. Captive finance arms of the manufacturers write 97% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+53% on the year before
New equipment filings by month
Front Royal, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 4 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 9 |
| 2026-08 | 3 |
| 2026-09 | 3 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial18 · 46.2%Captive finance
- Caterpillar Financial16 · 41.0%Captive finance
- Vermeer Credit2 · 5.1%Captive finance
- Bank
- Komatsu Financial1 · 2.6%Captive finance
- JCB FINANCE1 · 2.6%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | KNO Front Royal | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
76 | KNO Front Royal | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
73 | A&E Front Royal | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Dec 2023 |
71 | H.B Front Royal | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
69 | DTS Front Royal | Construction 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
69 | L. Front Royal | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
61 | DTS Front Royal | Construction 52 mo old · late window+27Active, no continuation+10 | John Deere Financial Captive finance | Jun 2022 |
59 | ROY Front Royal | Construction 43 mo old · peak window+35Active, no continuation+10 | Vermeer Credit Captive finance | Mar 2023 |
Construction in nearby cities
Construction across VirginiaQuestions
How many construction equipment loans are active in Front Royal, VA?
How many construction equipment loans in Front Royal, VA end in the next six months?
Which lenders finance the most construction equipment in Front Royal, VA?
Is Front Royal, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.