Updated November 11, 2026

Equipment financing activity in Cumberland, VA

Cumberland has 65 active UCC filings for equipment across 43 businesses, about 1.5 per business, so repeat borrowers are common. 11 new filings were recorded in the last 12 months, down 31% on the year before. 23 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 35% of the book. Citizens Bank & Trust Company dominates with 28% of active filings. Banks and credit unions hold 67%, more than captives and independents.

See the 23 ending soon

65

Active equipment filings

23

Likely ending in the next 6 months

36, 48 or 60 month term

43

Businesses with active filings

11

New filings, last 12 months

-31% on the year before

New equipment filings by month

Cumberland, VA, last 24 months. The current month is still coming in.

New equipment filings per month in Cumberland, VA
2024-12	5
2025-01	0
2025-02	1
2025-03	1
2025-04	2
2025-05	0
2025-06	0
2025-07	3
2025-08	1
2025-09	0
2025-10	3
2025-11	0
2025-12	0
2026-01	1
2026-02	0
2026-03	0
2026-04	1
2026-05	2
2026-06	2
2026-07	2
2026-08	1
2026-09	1
2026-10	1
2026-11	0

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

Citizens Bank & Trust Company10 · 27.8%
Bank
John Deere Financial3 · 8.3%
Captive finance
The First Bank and Trust Co.3 · 8.3%
Bank
Truist Bank2 · 5.6%
Bank
Bank of America, N.A., as Collateral Agent1 · 2.8%
Bank
DLL1 · 2.8%
Independent
Caterpillar Financial1 · 2.8%
Captive finance
Sheffield Financial, a division of Truist Bank1 · 2.8%
Bank

Top equipment types

Active filings by what the collateral describes

Equipment, type not stated54 · 83.1%
Construction4 · 6.2%
Agriculture3 · 4.6%
Blanket liens3 · 4.6%
IT & office1 · 1.5%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 65 with names

Score	Company	Why	Lender	Filed
79	RIC Cumberland	Equipment 48 mo old · peak window+35Near the 48-month mark+10	FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other	Oct 2022
79	RIC Cumberland	Equipment 48 mo old · peak window+35Near the 48-month mark+10	FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other	Oct 2022
69	Don Cumberland	Equipment 44 mo old · peak window+35Active, no continuation+10	FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other	Feb 2023
66	L & Cumberland	Equipment 37 mo old · peak window+35Near the 36-month mark+7	Citizens Bank & Trust Company Bank	Sep 2023
64	S S Cumberland	Equipment 44 mo old · peak window+35Active, no continuation+10	Corporation Service Company, As Representative Other	Feb 2023
64	Joh Cumberland	Equipment 50 mo old · late window+31Near the 48-month mark+4	New Horizon Bank, N.A. Bank	Sep 2022
63	T A Cumberland	Construction 46 mo old · peak window+35Near the 48-month mark+4	Caterpillar Financial Captive finance	Dec 2022
62	GRE Cumberland	Equipment 33 mo old · early+26Near the 36-month mark+2	FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other	Jan 2024

79

RIC

Cumberland

Equipment

48 mo old · peak window+35Near the 48-month mark+10

FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE

79

RIC

Cumberland

Equipment

48 mo old · peak window+35Near the 48-month mark+10

FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE

69

Don

Cumberland

Equipment

44 mo old · peak window+35Active, no continuation+10

FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE

66

L &

Cumberland

Equipment

37 mo old · peak window+35Near the 36-month mark+7

Citizens Bank & Trust Company

64

S S

Cumberland

Equipment

44 mo old · peak window+35Active, no continuation+10

Corporation Service Company, As Representative

64

Joh

Cumberland

Equipment

50 mo old · late window+31Near the 48-month mark+4

New Horizon Bank, N.A.

63

T A

Cumberland

Construction

46 mo old · peak window+35Near the 48-month mark+4

Caterpillar Financial

62

GRE

Cumberland

Equipment

33 mo old · early+26Near the 36-month mark+2

FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE

Nearby cities

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Top lenders in Cumberland

All Virginia lenders

Questions

How many equipment loans are active in Cumberland, VA?

65 UCC filings for equipment against 43 businesses in Cumberland, VA are active, meaning not terminated or lapsed.

How many equipment loans in Cumberland, VA end in the next six months?

About 23: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.

Which lenders finance the most equipment in Cumberland, VA?

Citizens Bank & Trust Company (10), John Deere Financial (3), The First Bank and Trust Co. (3), counting active filings.

What equipment is financed most in Cumberland, VA?

Construction, with 4 active filings.

Is Cumberland, VA equipment financing growing?

11 new filings in the last 12 months against 16 in the 12 before, down 31%.

Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.