Updated November 11, 2026
Construction equipment loans in Santa Rosa Beach, FL
Santa Rosa Beach has 35 active UCC filings for construction equipment across 21 businesses, about 1.7 per business, so repeat borrowers are common. 10 new filings were recorded in the last 12 months, down 9% on the year before. 3 of these loans reach a typical 36, 48 or 60 month term end in the next six months. John Deere Financial dominates with 37% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-9% on the year before
New equipment filings by month
Santa Rosa Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 3 |
| 2025-12 | 0 |
| 2026-01 | 4 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial13 · 37.1%Captive finance
- Komatsu Financial11 · 31.4%Captive finance
- Caterpillar Financial10 · 28.6%Captive finance
- Vermeer Credit1 · 2.9%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | SAN Santa Rosa Beach | Construction 41 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | May 2023 |
84 | SAN Santa Rosa Beach | Construction 42 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | Apr 2023 |
72 | THE Santa Rosa Beach | Construction 32 mo old · early+23Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2024 |
59 | L. Santa Rosa Beach | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
57 | JC Santa Rosa Beach | Construction 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
54 | CHA Santa Rosa Beach | Construction 50 mo old · late window+31Moved to another lender Oct 2022 | Caterpillar Financial Captive finance | Aug 2022 |
54 | JC Santa Rosa Beach | Construction 53 mo old · late window+25Active, no continuation+10 | John Deere Financial Captive finance | May 2022 |
49 | SIT Santa Rosa Beach | Construction 6 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Apr 2026 |
Construction in nearby cities
- Construction in Panama City143
- Construction in Freeport58
- Construction in Defuniak Springs28
- Construction in Lynn Haven48
- Construction in Chipley45
- Construction in Southport29
Top lenders here
Questions
How many construction equipment loans are active in Santa Rosa Beach, FL?
How many construction equipment loans in Santa Rosa Beach, FL end in the next six months?
Which lenders finance the most construction equipment in Santa Rosa Beach, FL?
Is Santa Rosa Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.