Updated November 11, 2026
Agriculture equipment loans in Santa Rosa Beach, FL
Santa Rosa Beach has 41 active UCC filings for farm equipment across 26 businesses, about 1.6 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 140% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 34% of the book. Kubota Credit dominates with 83% of active filings. Captive finance arms of the manufacturers write 98% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+140% on the year before
New equipment filings by month
Santa Rosa Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 4 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit34 · 82.9%Captive finance
- John Deere Financial4 · 9.8%Captive finance
- CNH Industrial Capital1 · 2.4%Captive finance
- AGCO Finance1 · 2.4%Captive finance
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
82 | 360 Santa Rosa Beach | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
81 | TAY Santa Rosa Beach | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
79 | EME Santa Rosa Beach | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
74 | STA Santa Rosa Beach | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
71 | ENT Santa Rosa Beach | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
71 | POP Santa Rosa Beach | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
69 | 360 Santa Rosa Beach | Agriculture 31 mo old · early+20Active, no continuation+10 | Kubota Credit Captive finance | Mar 2024 |
69 | 318 Santa Rosa Beach | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | Kubota Credit Captive finance | Aug 2022 |
Questions
How many farm equipment loans are active in Santa Rosa Beach, FL?
How many farm equipment loans in Santa Rosa Beach, FL end in the next six months?
Which lenders finance the most farm equipment in Santa Rosa Beach, FL?
Is Santa Rosa Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.