Updated November 11, 2026
Construction equipment loans in Chipley, FL
Chipley has 45 active UCC filings for construction equipment across 16 businesses, about 2.8 per business, so repeat borrowers are common. 18 new filings were recorded in the last 12 months, up 50% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. John Deere Financial dominates with 53% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+50% on the year before
New equipment filings by month
Chipley, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 0 |
| 2025-09 | 3 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 4 |
| 2026-01 | 2 |
| 2026-02 | 4 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial24 · 53.3%Captive finance
- Komatsu Financial11 · 24.4%Captive finance
- Caterpillar Financial10 · 22.2%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | JP Chipley | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
79 | WG Chipley | Construction 42 mo old · peak window+35Active, no continuation+10 | Komatsu Financial Captive finance | Apr 2023 |
77 | THU Chipley | Construction 33 mo old · early+26Near the 36-month mark+2 | Komatsu Financial Captive finance | Jan 2024 |
69 | THU Chipley | Construction 31 mo old · early+20Active, no continuation+10 | Komatsu Financial Captive finance | Mar 2024 |
64 | ARC Chipley | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
61 | THU Chipley | Construction 47 mo old · peak window+35Moved to another lender Dec 2023 | John Deere Financial Captive finance | Nov 2022 |
59 | JP Chipley | Construction 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
58 | JP Chipley | Construction 38 mo old · peak window+35Moved to another lender Apr 2024 | Komatsu Financial Captive finance | Aug 2023 |
Construction in nearby cities
- Construction in Panama City143
- Construction in Santa Rosa Beach35
- Construction in Freeport58
- Construction in Defuniak Springs28
- Construction in Lynn Haven48
- Construction in Southport29
Top lenders here
Questions
How many construction equipment loans are active in Chipley, FL?
How many construction equipment loans in Chipley, FL end in the next six months?
Which lenders finance the most construction equipment in Chipley, FL?
Is Chipley, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.