Updated November 11, 2026
Equipment financing activity in Key Biscayne, FL
Key Biscayne has 410 active UCC filings for equipment across 313 businesses. 63 new filings were recorded in the last 12 months, down 28% on the year before. 91 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: TRUIST BANK leads with 10%, followed by U.S. CENTURY BANK at 7%. Banks and credit unions hold 76%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-28% on the year before
New equipment filings by month
Key Biscayne, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 3 |
| 2025-03 | 8 |
| 2025-04 | 7 |
| 2025-05 | 8 |
| 2025-06 | 7 |
| 2025-07 | 16 |
| 2025-08 | 8 |
| 2025-09 | 6 |
| 2025-10 | 10 |
| 2025-11 | 8 |
| 2025-12 | 7 |
| 2026-01 | 5 |
| 2026-02 | 3 |
| 2026-03 | 3 |
| 2026-04 | 5 |
| 2026-05 | 4 |
| 2026-06 | 4 |
| 2026-07 | 3 |
| 2026-08 | 10 |
| 2026-09 | 4 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TRUIST BANK22 · 10.0%Bank
- U.S. CENTURY BANK16 · 7.3%Bank
- CITY NATIONAL BANK OF FLORIDA14 · 6.4%Bank
- JPMORGAN CHASE BANK, NA12 · 5.5%Bank
- Bank
- POPULAR BANK9 · 4.1%Bank
- PNC BANK, NATIONAL ASSOCIATION7 · 3.2%Bank
- OCEAN BANK6 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated401 · 97.8%
- Agriculture5 · 1.2%
- IT & office4 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | HOT Key Biscayne | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BELLMONT CONTINENTAL CORP Other | Oct 2023 |
69 | CRA Key Biscayne | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CHTD COMPANY Other | Oct 2023 |
69 | HAO Key Biscayne | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | ABANCA USA, THE FLORIDA INTERNATIONAL BRANCH OF ABANCA CORPORACION BANCARIA Other | Oct 2023 |
69 | HAO Key Biscayne | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | ABANCA USA, THE FLORIDA INTERNATIONAL BRANCH OF ABANCA CORPORACION BANCARIA Other | Oct 2023 |
68 | ARG Key Biscayne | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Dec 2022 |
66 | CON Key Biscayne | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | THE LCF GROUP, INC. Other | Sep 2023 |
64 | BLU Key Biscayne | Equipment 49 mo old · late window+33Near the 48-month mark+7 | U.S. CENTURY BANK Bank | Sep 2022 |
64 | HOT Key Biscayne | Equipment 49 mo old · late window+33Near the 48-month mark+7 | FFE SERVICES LLC, AS REPRESENTATIVE Other | Sep 2022 |
Nearby cities
- Miami57,919
- Doral5,901
- Coral Gables3,768
- Miami Beach3,519
- Aventura2,001
- Medley1,758
- North Miami1,548
- North Miami Beach1,186
- Cutler Bay871
- Sunny Isles Beach616
- Palmetto Bay425
- South Miami379
Questions
How many equipment loans are active in Key Biscayne, FL?
How many equipment loans in Key Biscayne, FL end in the next six months?
Which lenders finance the most equipment in Key Biscayne, FL?
What equipment is financed most in Key Biscayne, FL?
Is Key Biscayne, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.