Updated November 11, 2026
IT & office equipment loans in Miami, FL
Miami has 281 active UCC filings for IT and office equipment across 215 businesses. 28 new filings were recorded in the last 12 months, down 10% on the year before. 101 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 36% of the book. Xerox Financial Services dominates with 47% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-10% on the year before
New equipment filings by month
Miami, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 4 |
| 2025-03 | 0 |
| 2025-04 | 4 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 5 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 4 |
| 2026-03 | 3 |
| 2026-04 | 3 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 3 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Xerox Financial Services132 · 47.0%Captive finance
- CANON FINANCIAL SERVICES, INC.67 · 23.8%Captive finance
- Captive finance
- DELL FINANCIAL SERVICES L.L.C.20 · 7.1%Captive finance
- CISCO SYSTEMS CAPITAL CORPORATION15 · 5.3%Captive finance
- KONICA MINOLTA PREMIER FINANCE13 · 4.6%Captive finance
- IBM CREDIT LLC9 · 3.2%Captive finance
- KONICA MINOLTA BUSINESS SOLUTIONS, INC.2 · 0.7%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | REF Miami | IT & office 46 mo old · peak window+35Near the 48-month mark+4 | Xerox Financial Services Captive finance | Dec 2022 |
86 | AME Miami | IT & office 47 mo old · peak window+35Near the 48-month mark+7 | DELL FINANCIAL SERVICES L.L.C. Captive finance | Nov 2022 |
82 | DYN Miami | IT & office 34 mo old · early+29Near the 36-month mark+4 | Xerox Financial Services Captive finance | Dec 2023 |
79 | BAN Miami | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | DELL FINANCIAL SERVICES L.L.C. Captive finance | Oct 2023 |
76 | NOR Miami | IT & office 37 mo old · peak window+35Near the 36-month mark+7 | Xerox Financial Services Captive finance | Sep 2023 |
76 | SOU Miami | IT & office 37 mo old · peak window+35Near the 36-month mark+7 | Xerox Financial Services Captive finance | Sep 2023 |
76 | NOR Miami | IT & office 37 mo old · peak window+35Near the 36-month mark+7 | Xerox Financial Services Captive finance | Sep 2023 |
76 | INT Miami | IT & office 47 mo old · peak window+35Near the 48-month mark+7 | CISCO SYSTEMS CAPITAL CORP Captive finance | Nov 2022 |
IT & office in nearby cities
IT & office across FloridaQuestions
How many IT and office equipment loans are active in Miami, FL?
How many IT and office equipment loans in Miami, FL end in the next six months?
Which lenders finance the most IT and office equipment in Miami, FL?
Is Miami, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.