Updated November 11, 2026
Equipment financing activity in South Miami, FL
South Miami has 379 active UCC filings for equipment across 283 businesses. 68 new filings were recorded in the last 12 months, down 17% on the year before. 79 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: GOLDMAN SACHS BANK USA leads with 7%, followed by BANK OF AMERICA, N.A. at 7%. Banks and credit unions hold 61%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-17% on the year before
New equipment filings by month
South Miami, FL, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 6 |
| 2025-03 | 6 |
| 2025-04 | 8 |
| 2025-05 | 20 |
| 2025-06 | 2 |
| 2025-07 | 6 |
| 2025-08 | 4 |
| 2025-09 | 5 |
| 2025-10 | 11 |
| 2025-11 | 10 |
| 2025-12 | 3 |
| 2026-01 | 7 |
| 2026-02 | 5 |
| 2026-03 | 2 |
| 2026-04 | 7 |
| 2026-05 | 5 |
| 2026-06 | 5 |
| 2026-07 | 3 |
| 2026-08 | 11 |
| 2026-09 | 4 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- GOLDMAN SACHS BANK USA15 · 7.2%Bank
- BANK OF AMERICA, N.A.14 · 6.7%Bank
- JPMORGAN CHASE BANK, NA9 · 4.3%Bank
- GROVE BANK & TRUST9 · 4.3%Bank
- DLL8 · 3.8%Independent
- CITY NATIONAL BANK OF FLORIDA8 · 3.8%Bank
- Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated372 · 98.2%
- IT & office4 · 1.1%
- Construction2 · 0.5%
- Agriculture1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | EC South Miami | Equipment 49 mo old · late window+33Near the 48-month mark+7 | CHANNEL PARTNERS CAPITAL Independent | Sep 2022 |
74 | PSY South Miami | Equipment 42 mo old · peak window+35Active, no continuation+10 | FIRST NATIONAL BANK OF SOUTH MIAMI Bank | Apr 2023 |
69 | THE South Miami | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BLACK ECONOMIC DELVELOPMENT COALITION, INC Other | Oct 2023 |
69 | ZAT South Miami | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | NEWLANE FINANCE COMPANY Independent | Oct 2023 |
69 | ONE South Miami | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
69 | THI South Miami | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | DLL Independent | Oct 2022 |
69 | BEA South Miami | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
68 | ROL South Miami | Equipment 35 mo old · early+32Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Nov 2023 |
Nearby cities
- Miami57,919
- Doral5,901
- Coral Gables3,768
- Miami Beach3,519
- Aventura2,001
- Medley1,758
- North Miami1,548
- North Miami Beach1,186
- Cutler Bay871
- Sunny Isles Beach616
- Palmetto Bay425
- Key Biscayne410
Top lenders in South Miami
- GOLDMAN SACHS BANK USA15
- BANK OF AMERICA, N.A.14
- JPMORGAN CHASE BANK, NA9
- GROVE BANK & TRUST9
- DLL8
- CITY NATIONAL BANK OF FLORIDA8
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES7
- GREATAMERICA FINANCIAL SERVICES CORPORATION6
- U.S. BANK EQUIPMENT FINANCE, A DIVISION OF U.S. BANK NATIONAL ASSOCIATION4
- NEWLANE FINANCE COMPANY4
Questions
How many equipment loans are active in South Miami, FL?
How many equipment loans in South Miami, FL end in the next six months?
Which lenders finance the most equipment in South Miami, FL?
What equipment is financed most in South Miami, FL?
Is South Miami, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.