Updated November 11, 2026
Construction equipment loans in Miami, FL
Miami has 1,301 active UCC filings for construction equipment across 473 businesses, about 2.8 per business, so repeat borrowers are common. 249 new filings were recorded in the last 12 months, down 29% on the year before. 250 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. Caterpillar Financial dominates with 63% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-29% on the year before
New equipment filings by month
Miami, FL, last 24 months. The current month is still coming in.
| 2024-12 | 28 |
|---|---|
| 2025-01 | 21 |
| 2025-02 | 27 |
| 2025-03 | 26 |
| 2025-04 | 21 |
| 2025-05 | 25 |
| 2025-06 | 34 |
| 2025-07 | 36 |
| 2025-08 | 36 |
| 2025-09 | 21 |
| 2025-10 | 55 |
| 2025-11 | 20 |
| 2025-12 | 28 |
| 2026-01 | 26 |
| 2026-02 | 17 |
| 2026-03 | 17 |
| 2026-04 | 25 |
| 2026-05 | 20 |
| 2026-06 | 20 |
| 2026-07 | 22 |
| 2026-08 | 15 |
| 2026-09 | 25 |
| 2026-10 | 23 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial815 · 62.6%Captive finance
- John Deere Financial307 · 23.6%Captive finance
- Komatsu Financial85 · 6.5%Captive finance
- JCB FINANCE85 · 6.5%Captive finance
- Vermeer Credit6 · 0.5%Captive finance
- DOOSAN BOBCAT NORTH AMERICA, INC.3 · 0.2%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | BLU Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | GY Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | CON Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | REY Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | QUA Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | QUA Miami | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | AMI Miami | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
94 | QUA Miami | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
Construction in nearby cities
Construction across FloridaTop lenders here
Questions
How many construction equipment loans are active in Miami, FL?
How many construction equipment loans in Miami, FL end in the next six months?
Which lenders finance the most construction equipment in Miami, FL?
Is Miami, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.