Updated November 11, 2026
Equipment financing activity in Melbourne Beach, FL
Melbourne Beach has 117 active UCC filings for equipment across 77 businesses, about 1.5 per business, so repeat borrowers are common. 40 new filings were recorded in the last 12 months, up 38% on the year before. 21 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. The market is spread out: WEBBANK, ITS SUCCESSORS AND ASSIGNEES leads with 14%, followed by TD BANK, NATIONAL ASSOCIATION at 7%. Banks and credit unions hold 79%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+38% on the year before
New equipment filings by month
Melbourne Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 4 |
| 2025-03 | 2 |
| 2025-04 | 4 |
| 2025-05 | 1 |
| 2025-06 | 4 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 3 |
| 2025-11 | 6 |
| 2025-12 | 7 |
| 2026-01 | 1 |
| 2026-02 | 4 |
| 2026-03 | 4 |
| 2026-04 | 2 |
| 2026-05 | 5 |
| 2026-06 | 3 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 4 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES10 · 13.7%Bank
- TD BANK, NATIONAL ASSOCIATION5 · 6.8%Bank
- PNC BANK, NATIONAL ASSOCIATION4 · 5.5%Bank
- Kubota Credit3 · 4.1%Captive finance
- Bank
- STEARNS BANK EQUIPMENT FINANCE3 · 4.1%Bank
- BANK OF AMERICA, N.A.2 · 2.7%Bank
- U.S. CENTURY BANK2 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated111 · 94.9%
- Agriculture5 · 4.3%
- IT & office1 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
63 | MEL Melbourne Beach | Equipment 35 mo old · early+32Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Nov 2023 |
63 | OCE Melbourne Beach | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | WEBBANK, ITS SUCCESSORS AND ASSIGNEES Bank | Aug 2023 |
59 | THE Melbourne Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Private individual Other | Oct 2023 |
59 | MEL Melbourne Beach | Equipment 40 mo old · peak window+35Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Jun 2023 |
59 | MEL Melbourne Beach | Equipment 50 mo old · late window+31Near the 48-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2022 |
58 | MEL Melbourne Beach | Equipment 35 mo old · early+32Near the 36-month mark+7 | ZAHAV ASSET MANAGEMENT LLC Other | Nov 2023 |
58 | THE Melbourne Beach | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | SPACE COAST CREDIT UNION Bank | Aug 2023 |
54 | MEL Melbourne Beach | Equipment 44 mo old · peak window+35Active, no continuation+10 | FORWARD FINANCING LLC Independent | Feb 2023 |
Nearby cities
- Melbourne2,789
- Vero Beach2,675
- Palm Bay1,330
- Cocoa1,223
- Rockledge726
- Merritt Island552
- Sebastian372
- West Melbourne266
- Cocoa Beach256
- Indialantic186
- Satellite Beach184
- Fellsmere166
Top lenders in Melbourne Beach
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES10
- TD BANK, NATIONAL ASSOCIATION5
- PNC BANK, NATIONAL ASSOCIATION4
- Kubota Credit3
- COMMUNITY CREDIT UNION OF FLORIDA3
- STEARNS BANK EQUIPMENT FINANCE3
- BANK OF AMERICA, N.A.2
- U.S. CENTURY BANK2
- TRUIST BANK2
- FAIRWINDS CREDIT UNION2
Questions
How many equipment loans are active in Melbourne Beach, FL?
How many equipment loans in Melbourne Beach, FL end in the next six months?
Which lenders finance the most equipment in Melbourne Beach, FL?
What equipment is financed most in Melbourne Beach, FL?
Is Melbourne Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.