Updated November 11, 2026
Equipment financing activity in Sebastian, FL
Sebastian has 372 active UCC filings for equipment across 248 businesses, about 1.5 per business, so repeat borrowers are common. 81 new filings were recorded in the last 12 months, up 16% on the year before. 101 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Kubota Credit leads with 5%, followed by John Deere Financial at 5%. Banks and credit unions hold 57%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+16% on the year before
New equipment filings by month
Sebastian, FL, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 5 |
| 2025-05 | 10 |
| 2025-06 | 8 |
| 2025-07 | 4 |
| 2025-08 | 7 |
| 2025-09 | 7 |
| 2025-10 | 6 |
| 2025-11 | 7 |
| 2025-12 | 9 |
| 2026-01 | 5 |
| 2026-02 | 2 |
| 2026-03 | 8 |
| 2026-04 | 6 |
| 2026-05 | 6 |
| 2026-06 | 6 |
| 2026-07 | 10 |
| 2026-08 | 10 |
| 2026-09 | 6 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit12 · 5.2%Captive finance
- John Deere Financial12 · 5.2%Captive finance
- TD BANK, NATIONAL ASSOCIATION10 · 4.4%Bank
- MARINE BANK & TRUST COMPANY9 · 3.9%Bank
- BANK OF AMERICA, N.A.9 · 3.9%Bank
- SOUTHSTATE BANK, N.A.8 · 3.5%Bank
- Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated340 · 91.4%
- Agriculture20 · 5.4%
- Construction10 · 2.7%
- IT & office2 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | SLP Sebastian | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
88 | SLP Sebastian | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
84 | TRI Sebastian | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | TRITON 4000/2 EXPLORER PROJECT, LLC Other | Oct 2023 |
69 | KRA Sebastian | Equipment 43 mo old · peak window+35Active, no continuation+10 | UNIVERSAL FINANCE CORP. Independent | Mar 2023 |
68 | GAT Sebastian | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Aug 2023 |
68 | BRC Sebastian | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
67 | CON Sebastian | Equipment 33 mo old · early+26Near the 36-month mark+2 | TRANS LEASE, INC. Independent | Jan 2024 |
66 | ADV Sebastian | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | GE HFS, LLC Other | Sep 2023 |
Nearby cities
- Melbourne2,789
- Vero Beach2,675
- Palm Bay1,330
- Cocoa1,223
- Rockledge726
- Merritt Island552
- West Melbourne266
- Cocoa Beach256
- Indialantic186
- Satellite Beach184
- Fellsmere166
- Cape Canaveral166
Top lenders in Sebastian
- Kubota Credit12
- John Deere Financial12
- TD BANK, NATIONAL ASSOCIATION10
- MARINE BANK & TRUST COMPANY9
- BANK OF AMERICA, N.A.9
- SOUTHSTATE BANK, N.A.8
- WEBBANK, ITS SUCCESSORS AND ASSIGNEES8
- SHEFFIELD FINANCIAL, A DIVISION OF BRANCH BANKING AND TRUST COMPANY7
- WELLS FARGO VENDOR FINANCIAL SERVICES, LLC6
- ELGA CREDIT UNION6
Questions
How many equipment loans are active in Sebastian, FL?
How many equipment loans in Sebastian, FL end in the next six months?
Which lenders finance the most equipment in Sebastian, FL?
What equipment is financed most in Sebastian, FL?
Is Sebastian, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.