Updated November 12, 2026
Equipment financing activity in Melbourne, FL
Melbourne has 2,789 active UCC filings for equipment across 1,751 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 597. 682 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: JB&B CAPITAL, LLC leads with 4%, followed by TD BANK, NATIONAL ASSOCIATION at 4%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+5% on the year before
New equipment filings by month
Melbourne, FL, last 24 months. The current month is still coming in.
| 2024-12 | 51 |
|---|---|
| 2025-01 | 58 |
| 2025-02 | 47 |
| 2025-03 | 44 |
| 2025-04 | 42 |
| 2025-05 | 48 |
| 2025-06 | 44 |
| 2025-07 | 49 |
| 2025-08 | 52 |
| 2025-09 | 39 |
| 2025-10 | 55 |
| 2025-11 | 68 |
| 2025-12 | 63 |
| 2026-01 | 43 |
| 2026-02 | 44 |
| 2026-03 | 40 |
| 2026-04 | 46 |
| 2026-05 | 60 |
| 2026-06 | 54 |
| 2026-07 | 46 |
| 2026-08 | 65 |
| 2026-09 | 57 |
| 2026-10 | 24 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- JB&B CAPITAL, LLC75 · 4.5%Independent
- TD BANK, NATIONAL ASSOCIATION63 · 3.7%Bank
- SEACOAST NATIONAL BANK61 · 3.6%Bank
- Kubota Credit55 · 3.3%Captive finance
- JPMORGAN CHASE BANK, NA50 · 3.0%Bank
- Caterpillar Financial50 · 3.0%Captive finance
- John Deere Financial46 · 2.7%Captive finance
- COMMUNITY CREDIT UNION OF FLORIDA31 · 1.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated2,587 · 92.8%
- Agriculture95 · 3.4%
- Construction81 · 2.9%
- IT & office15 · 0.5%
- Manufacturing8 · 0.3%
- Vehicles2 · 0.1%
- Trucks & trailers1 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | UNI Melbourne | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
88 | SOU Melbourne | Manufacturing 46 mo old · peak window+35Near the 48-month mark+4 | Toyota Industries Commercial Finance Captive finance | Dec 2022 |
84 | DHO Melbourne | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | SPACE COAST TRIM & DOOR, INC. Other | Oct 2023 |
84 | JB Melbourne | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
81 | MAR Melbourne | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
81 | ARM Melbourne | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | LEAF CAPITAL FUNDING, LLC Independent | Nov 2022 |
79 | TOW Melbourne | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | AMERIFI CAPITAL LLC Independent | Oct 2022 |
79 | FIS Melbourne | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
Equipment types in Melbourne
Nearby cities
- Vero Beach2,675
- Palm Bay1,330
- Cocoa1,223
- Rockledge726
- Merritt Island552
- Sebastian372
- West Melbourne266
- Cocoa Beach256
- Indialantic186
- Satellite Beach184
- Fellsmere166
- Cape Canaveral166
Questions
How many equipment loans are active in Melbourne, FL?
How many equipment loans in Melbourne, FL end in the next six months?
Which lenders finance the most equipment in Melbourne, FL?
What equipment is financed most in Melbourne, FL?
Is Melbourne, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.