Updated November 12, 2026
Equipment financing activity in Merritt Island, FL
Merritt Island has 552 active UCC filings for equipment across 378 businesses. 136 new filings were recorded in the last 12 months, up 27% on the year before. 128 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: TD BANK, NATIONAL ASSOCIATION leads with 5%, followed by COMMUNITY BANK OF THE SOUTH at 4%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
Merritt Island, FL, last 24 months. The current month is still coming in.
| 2024-12 | 14 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 5 |
| 2025-03 | 6 |
| 2025-04 | 9 |
| 2025-05 | 15 |
| 2025-06 | 8 |
| 2025-07 | 11 |
| 2025-08 | 9 |
| 2025-09 | 8 |
| 2025-10 | 4 |
| 2025-11 | 16 |
| 2025-12 | 9 |
| 2026-01 | 5 |
| 2026-02 | 24 |
| 2026-03 | 16 |
| 2026-04 | 12 |
| 2026-05 | 11 |
| 2026-06 | 6 |
| 2026-07 | 12 |
| 2026-08 | 13 |
| 2026-09 | 7 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TD BANK, NATIONAL ASSOCIATION16 · 4.7%Bank
- COMMUNITY BANK OF THE SOUTH15 · 4.4%Bank
- John Deere Financial13 · 3.8%Captive finance
- COMMUNITY CREDIT UNION OF FLORIDA12 · 3.5%Bank
- Caterpillar Financial12 · 3.5%Captive finance
- SPACE COAST CREDIT UNION11 · 3.2%Bank
- BANK OF AMERICA, N.A.9 · 2.6%Bank
- LEAF CAPITAL FUNDING, LLC9 · 2.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated507 · 91.8%
- Agriculture25 · 4.5%
- Construction14 · 2.5%
- IT & office5 · 0.9%
- Vehicles1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | C&C Merritt Island | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
74 | ROP Merritt Island | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | LEAF CAPITAL FUNDING, LLC Independent | Oct 2023 |
73 | NEW Merritt Island | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
71 | NEW Merritt Island | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
71 | LAN Merritt Island | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
71 | C&C Merritt Island | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | CNH Industrial Capital Captive finance | Jul 2023 |
71 | FIR Merritt Island | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | SOUTHSTATE BANK, N.A. Bank | Nov 2022 |
69 | SPA Merritt Island | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | POPULAR EQUIPMENT FINANCE, LLC Independent | Oct 2023 |
Equipment types in Merritt Island
Nearby cities
- Melbourne2,789
- Vero Beach2,675
- Palm Bay1,330
- Cocoa1,223
- Rockledge726
- Sebastian372
- West Melbourne266
- Cocoa Beach256
- Indialantic186
- Satellite Beach184
- Fellsmere166
- Cape Canaveral166
Questions
How many equipment loans are active in Merritt Island, FL?
How many equipment loans in Merritt Island, FL end in the next six months?
Which lenders finance the most equipment in Merritt Island, FL?
What equipment is financed most in Merritt Island, FL?
Is Merritt Island, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.