Updated November 12, 2026
Equipment financing activity in West Melbourne, FL
West Melbourne has 266 active UCC filings for equipment across 149 businesses, about 1.8 per business, so repeat borrowers are common. 73 new filings were recorded in the last 12 months, up 43% on the year before. 57 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: SEACOAST NATIONAL BANK leads with 7%, followed by ONE FLORIDA BANK at 6%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+43% on the year before
New equipment filings by month
West Melbourne, FL, last 24 months. The current month is still coming in.
| 2024-12 | 8 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 3 |
| 2025-05 | 8 |
| 2025-06 | 4 |
| 2025-07 | 4 |
| 2025-08 | 4 |
| 2025-09 | 2 |
| 2025-10 | 4 |
| 2025-11 | 5 |
| 2025-12 | 10 |
| 2026-01 | 4 |
| 2026-02 | 7 |
| 2026-03 | 9 |
| 2026-04 | 3 |
| 2026-05 | 13 |
| 2026-06 | 1 |
| 2026-07 | 4 |
| 2026-08 | 8 |
| 2026-09 | 4 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- SEACOAST NATIONAL BANK12 · 6.9%Bank
- ONE FLORIDA BANK11 · 6.3%Bank
- Kubota Credit7 · 4.0%Captive finance
- Caterpillar Financial7 · 4.0%Captive finance
- TD BANK, NATIONAL ASSOCIATION7 · 4.0%Bank
- JPMORGAN CHASE BANK, NA7 · 4.0%Bank
- NAVITAS CREDIT LLC6 · 3.4%Independent
- John Deere Financial5 · 2.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated242 · 91.0%
- Agriculture14 · 5.3%
- Construction10 · 3.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | LEG West Melbourne | Equipment 35 mo old · early+32Near the 36-month mark+7 | WELLS FARGO VENDOR FINANCIAL SERVICES, LLC Bank | Nov 2023 |
77 | LEG West Melbourne | Agriculture 33 mo old · early+26Near the 36-month mark+2 | Kubota Credit Captive finance | Jan 2024 |
69 | DAN West Melbourne | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
67 | REA West Melbourne | Construction 56 mo old · late window+18Active, no continuation+10 | John Deere Financial Captive finance | Mar 2022 |
66 | LAS West Melbourne | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Jan 2023 |
66 | SLE West Melbourne | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | PLANNED FURNITURE PROMOTIONS, INC. Other | Nov 2022 |
64 | GAM West Melbourne | Equipment 49 mo old · late window+33Near the 48-month mark+7 | US FOODS, INC. Other | Sep 2022 |
61 | SHA West Melbourne | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | JPMORGAN CHASE BANK, NA Bank | Sep 2023 |
Nearby cities
- Melbourne2,789
- Vero Beach2,675
- Palm Bay1,330
- Cocoa1,223
- Rockledge726
- Merritt Island552
- Sebastian372
- Cocoa Beach256
- Indialantic186
- Satellite Beach184
- Fellsmere166
- Cape Canaveral166
Questions
How many equipment loans are active in West Melbourne, FL?
How many equipment loans in West Melbourne, FL end in the next six months?
Which lenders finance the most equipment in West Melbourne, FL?
What equipment is financed most in West Melbourne, FL?
Is West Melbourne, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.