Updated November 11, 2026
Construction equipment loans in Melbourne, FL
Melbourne has 81 active UCC filings for construction equipment across 38 businesses, about 2.1 per business, so repeat borrowers are common. 16 new filings were recorded in the last 12 months, down 11% on the year before. 19 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Caterpillar Financial dominates with 62% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-11% on the year before
New equipment filings by month
Melbourne, FL, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 2 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 4 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 2 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial50 · 61.7%Captive finance
- Komatsu Financial14 · 17.3%Captive finance
- John Deere Financial12 · 14.8%Captive finance
- JCB FINANCE4 · 4.9%Captive finance
- Vermeer Credit1 · 1.2%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | UNI Melbourne | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
84 | JB Melbourne | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
76 | SEG Melbourne | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
74 | TOT Melbourne | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
72 | JB Melbourne | Construction 32 mo old · early+23Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2024 |
71 | F. Melbourne | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Komatsu Financial Captive finance | Jan 2023 |
69 | SEG Melbourne | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
68 | SHA Melbourne | Construction 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
Construction in nearby cities
Construction across FloridaTop lenders here
Questions
How many construction equipment loans are active in Melbourne, FL?
How many construction equipment loans in Melbourne, FL end in the next six months?
Which lenders finance the most construction equipment in Melbourne, FL?
Is Melbourne, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.