Updated November 11, 2026
Equipment financing activity in Lutz, FL
Lutz has 1,308 active UCC filings for equipment across 868 businesses, about 1.5 per business, so repeat borrowers are common. 307 new filings were recorded in the last 12 months, up 6% on the year before. 285 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Kubota Credit leads with 5%, followed by JPMORGAN CHASE BANK, NA at 4%. Banks and credit unions hold 51%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+6% on the year before
New equipment filings by month
Lutz, FL, last 24 months. The current month is still coming in.
| 2024-12 | 29 |
|---|---|
| 2025-01 | 22 |
| 2025-02 | 30 |
| 2025-03 | 29 |
| 2025-04 | 29 |
| 2025-05 | 23 |
| 2025-06 | 15 |
| 2025-07 | 22 |
| 2025-08 | 30 |
| 2025-09 | 25 |
| 2025-10 | 17 |
| 2025-11 | 27 |
| 2025-12 | 41 |
| 2026-01 | 23 |
| 2026-02 | 16 |
| 2026-03 | 26 |
| 2026-04 | 24 |
| 2026-05 | 22 |
| 2026-06 | 22 |
| 2026-07 | 22 |
| 2026-08 | 36 |
| 2026-09 | 26 |
| 2026-10 | 28 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit40 · 5.2%Captive finance
- JPMORGAN CHASE BANK, NA30 · 3.9%Bank
- WESTERN EQUIPMENT FINANCE, INC.28 · 3.6%Independent
- John Deere Financial26 · 3.4%Captive finance
- Caterpillar Financial23 · 3.0%Captive finance
- Bank
- DLL18 · 2.3%Independent
- BANK OF AMERICA, N.A.17 · 2.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,194 · 91.3%
- Agriculture65 · 5.0%
- Construction36 · 2.8%
- Manufacturing8 · 0.6%
- IT & office3 · 0.2%
- Trucks & trailers1 · 0.1%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | THE Lutz | Manufacturing 36 mo old · peak window+35Near the 36-month mark+10 | Toyota Industries Commercial Finance Captive finance | Oct 2023 |
94 | ASS Lutz | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | RIC Lutz | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | THE Lutz | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | Toyota Industries Commercial Finance Captive finance | Oct 2022 |
94 | THE Lutz | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | Toyota Industries Commercial Finance Captive finance | Oct 2022 |
84 | ASS Lutz | IT & office 44 mo old · peak window+35Active, no continuation+10 | Xerox Financial Services Captive finance | Feb 2023 |
84 | BAY Lutz | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Oct 2022 |
80 | THE Lutz | Manufacturing 51 mo old · late window+29Near the 48-month mark+2 | Toyota Industries Commercial Finance Captive finance | Jul 2022 |
Equipment types in Lutz
Nearby cities
- Riverview1,947
- Plant City1,939
- Brandon1,567
- Wesley Chapel1,450
- Odessa783
- Dade City771
- Valrico731
- Zephyrhills664
- Seffner515
- Ruskin493
- Dover432
- Apollo Beach429
Top lenders in Lutz
- Kubota Credit40
- JPMORGAN CHASE BANK, NA30
- WESTERN EQUIPMENT FINANCE, INC.28
- John Deere Financial26
- Caterpillar Financial23
- PINNACLE BANK, A TENNESSEE BANK, D/B/A SYNOVUS BANK22
- DLL18
- BANK OF AMERICA, N.A.17
- TD BANK, NATIONAL ASSOCIATION17
- PNC BANK, NATIONAL ASSOCIATION16
Questions
How many equipment loans are active in Lutz, FL?
How many equipment loans in Lutz, FL end in the next six months?
Which lenders finance the most equipment in Lutz, FL?
What equipment is financed most in Lutz, FL?
Is Lutz, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.