Updated November 11, 2026
Equipment financing activity in Odessa, FL
Odessa has 783 active UCC filings for equipment across 475 businesses, about 1.6 per business, so repeat borrowers are common. 158 new filings were recorded in the last 12 months, up 17% on the year before. 242 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. The market is spread out: CHURCHILL FUNDING I LLC leads with 6%, followed by Kubota Credit at 6%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Odessa, FL, last 24 months. The current month is still coming in.
| 2024-12 | 11 |
|---|---|
| 2025-01 | 10 |
| 2025-02 | 12 |
| 2025-03 | 15 |
| 2025-04 | 11 |
| 2025-05 | 14 |
| 2025-06 | 9 |
| 2025-07 | 9 |
| 2025-08 | 13 |
| 2025-09 | 8 |
| 2025-10 | 17 |
| 2025-11 | 10 |
| 2025-12 | 14 |
| 2026-01 | 12 |
| 2026-02 | 15 |
| 2026-03 | 17 |
| 2026-04 | 20 |
| 2026-05 | 11 |
| 2026-06 | 8 |
| 2026-07 | 18 |
| 2026-08 | 12 |
| 2026-09 | 9 |
| 2026-10 | 14 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CHURCHILL FUNDING I LLC32 · 5.9%Independent
- Kubota Credit31 · 5.8%Captive finance
- John Deere Financial31 · 5.8%Captive finance
- Independent
- PNC BANK, NATIONAL ASSOCIATION20 · 3.7%Bank
- JPMORGAN CHASE BANK, NA16 · 3.0%Bank
- THE HUNTINGTON NATIONAL BANK15 · 2.8%Bank
- CITY NATIONAL BANK OF FLORIDA12 · 2.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated690 · 88.1%
- Agriculture65 · 8.3%
- Construction27 · 3.4%
- IT & office1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | RAN Odessa | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
79 | MBA Odessa | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | MAKO FUND I LLC DBA MAKO EQUIPMENT FINANCE Independent | Oct 2022 |
79 | ODE Odessa | Equipment 49 mo old · late window+33Near the 48-month mark+7 | ALLEGIANT PARTNERS INCORPORATED Other | Sep 2022 |
78 | PRO Odessa | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
78 | INF Odessa | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Dec 2022 |
76 | INF Odessa | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
74 | STA Odessa | Equipment 42 mo old · peak window+35Active, no continuation+10 | SOUTHSTATE BANK, N.A. Bank | Apr 2023 |
74 | MBA Odessa | Equipment 49 mo old · late window+33Near the 48-month mark+7 | VIVA CAPITAL FUNDING, LLC Independent | Sep 2022 |
Equipment types in Odessa
Nearby cities
- Riverview1,947
- Plant City1,939
- Brandon1,567
- Wesley Chapel1,450
- Lutz1,308
- Dade City771
- Valrico731
- Zephyrhills664
- Seffner515
- Ruskin493
- Dover432
- Apollo Beach429
Top lenders in Odessa
- CHURCHILL FUNDING I LLC32
- Kubota Credit31
- John Deere Financial31
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK22
- PNC BANK, NATIONAL ASSOCIATION20
- JPMORGAN CHASE BANK, NA16
- THE HUNTINGTON NATIONAL BANK15
- CITY NATIONAL BANK OF FLORIDA12
- Caterpillar Financial11
- FIRST-CITIZENS BANK & TRUST COMPANY10
Questions
How many equipment loans are active in Odessa, FL?
How many equipment loans in Odessa, FL end in the next six months?
Which lenders finance the most equipment in Odessa, FL?
What equipment is financed most in Odessa, FL?
Is Odessa, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.