Updated November 11, 2026
Construction equipment loans in Lutz, FL
Lutz has 36 active UCC filings for construction equipment across 20 businesses, about 1.8 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, up 27% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. Caterpillar Financial dominates with 64% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
Lutz, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 3 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 4 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial23 · 63.9%Captive finance
- John Deere Financial9 · 25.0%Captive finance
- JCB FINANCE3 · 8.3%Captive finance
- Komatsu Financial1 · 2.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | ASS Lutz | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | RIC Lutz | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
78 | NOR Lutz | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
73 | WHI Lutz | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
67 | RIC Lutz | Construction 56 mo old · late window+18Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2022 |
67 | R W Lutz | Construction 56 mo old · late window+18Active, no continuation+10 | JCB FINANCE Captive finance | Feb 2022 |
67 | ASS Lutz | Construction 56 mo old · late window+18Active, no continuation+10 | Caterpillar Financial Captive finance | Feb 2022 |
67 | ASS Lutz | Construction 57 mo old · late window+16Near the 60-month mark+2 | Caterpillar Financial Captive finance | Jan 2022 |
Construction in nearby cities
- Construction in Riverview96
- Construction in Plant City123
- Construction in Brandon25
- Construction in Odessa27
- Construction in Dade City78
- Construction in Seffner25
- Construction in Dover40
- Construction in Bushnell50
- Construction in Webster27
Top lenders here
Questions
How many construction equipment loans are active in Lutz, FL?
How many construction equipment loans in Lutz, FL end in the next six months?
Which lenders finance the most construction equipment in Lutz, FL?
Is Lutz, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.