Updated November 12, 2026
Agriculture equipment loans in Lutz, FL
Lutz has 65 active UCC filings for farm equipment across 42 businesses, about 1.5 per business, so repeat borrowers are common. 16 new filings were recorded in the last 12 months, down 20% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. Kubota Credit dominates with 62% of active filings. Captive finance arms of the manufacturers write 94% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-20% on the year before
New equipment filings by month
Lutz, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 4 |
| 2025-07 | 4 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 3 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit40 · 61.5%Captive finance
- John Deere Financial17 · 26.2%Captive finance
- CNH Industrial Capital4 · 6.2%Captive finance
- Bank
- Bank
- ALABAMA AG CREDIT, FLCA1 · 1.5%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | THE Lutz | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | CNH Industrial Capital Captive finance | Oct 2022 |
73 | FOR Lutz | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | CNH Industrial Capital Captive finance | Dec 2022 |
70 | LIV Lutz | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | Kubota Credit Captive finance | Jul 2022 |
67 | LUT Lutz | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
66 | DAV Lutz | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | FARM CREDIT OF CENTRAL FLORIDA, ACA Bank | Sep 2023 |
66 | SB Lutz | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
64 | MIC Lutz | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
63 | AIR Lutz | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
Agriculture in nearby cities
- Agriculture in Riverview58
- Agriculture in Plant City329
- Agriculture in Brandon48
- Agriculture in Wesley Chapel53
- Agriculture in Odessa65
- Agriculture in Dade City120
- Agriculture in Valrico25
- Agriculture in Zephyrhills33
- Agriculture in Ruskin32
- Agriculture in Dover108
Questions
How many farm equipment loans are active in Lutz, FL?
How many farm equipment loans in Lutz, FL end in the next six months?
Which lenders finance the most farm equipment in Lutz, FL?
Is Lutz, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.