Updated November 12, 2026
Equipment financing activity in Valrico, FL
Valrico has 731 active UCC filings for equipment across 527 businesses. New filings held steady over the last 12 months at 144. 198 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: JPMORGAN CHASE BANK, NA leads with 6%, followed by PNC BANK, NATIONAL ASSOCIATION at 5%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Valrico, FL, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 9 |
| 2025-03 | 10 |
| 2025-04 | 15 |
| 2025-05 | 19 |
| 2025-06 | 13 |
| 2025-07 | 13 |
| 2025-08 | 11 |
| 2025-09 | 14 |
| 2025-10 | 19 |
| 2025-11 | 24 |
| 2025-12 | 17 |
| 2026-01 | 10 |
| 2026-02 | 10 |
| 2026-03 | 4 |
| 2026-04 | 10 |
| 2026-05 | 14 |
| 2026-06 | 7 |
| 2026-07 | 14 |
| 2026-08 | 15 |
| 2026-09 | 10 |
| 2026-10 | 13 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- JPMORGAN CHASE BANK, NA24 · 6.5%Bank
- PNC BANK, NATIONAL ASSOCIATION19 · 5.1%Bank
- Independent
- John Deere Financial15 · 4.1%Captive finance
- CITIZENS BANK & TRUST10 · 2.7%Bank
- Caterpillar Financial10 · 2.7%Captive finance
- Bank
- TD BANK, NATIONAL ASSOCIATION6 · 1.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated691 · 94.5%
- Agriculture25 · 3.4%
- Construction13 · 1.8%
- IT & office2 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | TFS Valrico | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2023 |
79 | ELI Valrico | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | MAKO FUND I LLC DBA MAKO EQUIPMENT FINANCE Independent | Oct 2022 |
78 | B&I Valrico | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | AMPLUS 223 TRUST Other | Aug 2023 |
76 | WOL Valrico | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Jul 2023 |
74 | J.P Valrico | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
74 | RAL Valrico | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Oct 2022 |
72 | B&I Valrico | Equipment 34 mo old · early+29Near the 36-month mark+4 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Dec 2023 |
71 | MUR Valrico | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
Equipment types in Valrico
Nearby cities
- Riverview1,947
- Plant City1,939
- Brandon1,567
- Wesley Chapel1,450
- Lutz1,308
- Odessa783
- Dade City771
- Zephyrhills664
- Seffner515
- Ruskin493
- Dover432
- Apollo Beach429
Top lenders in Valrico
- JPMORGAN CHASE BANK, NA24
- PNC BANK, NATIONAL ASSOCIATION19
- ABL RPC RESIDENTIAL CREDIT ACQUISITION LLC16
- John Deere Financial15
- CITIZENS BANK & TRUST10
- Caterpillar Financial10
- FARM CREDIT OF CENTRAL FLORIDA, ACA8
- TD BANK, NATIONAL ASSOCIATION6
- SOUTHSTATE BANK, N.A.6
- SUNCOAST CREDIT UNION6
Questions
How many equipment loans are active in Valrico, FL?
How many equipment loans in Valrico, FL end in the next six months?
Which lenders finance the most equipment in Valrico, FL?
What equipment is financed most in Valrico, FL?
Is Valrico, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.