Updated November 11, 2026
Equipment financing activity in Sterling, CT
Sterling has 34 active UCC filings for equipment across 20 businesses, about 1.7 per business, so repeat borrowers are common. 3 new filings were recorded in the last 12 months, down 67% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 18% of the book. The market is spread out: Wells Fargo Vendor Financial Services, LLC leads with 13%, followed by John Deere Financial at 8%. Construction is the largest equipment type, at 12%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-67% on the year before
New equipment filings by month
Sterling, CT, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- John Deere Financial2 · 8.3%Captive finance
- FINANCIAL PACIFIC LEASING, INC.2 · 8.3%Independent
- Universal Finance Corp.2 · 8.3%Independent
- EASTERN CONNECTICUT SAVINGS BANK2 · 8.3%Bank
- JEWETT CITY SAVINGS BANK2 · 8.3%Bank
- Caterpillar Financial1 · 4.2%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated27 · 79.4%
- Construction4 · 11.8%
- Agriculture3 · 8.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | Gib Sterling | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Sep 2023 |
85 | Ear Sterling | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | SECURED LENDER SOLUTIONS, LLC Other | Nov 2022 |
80 | M & Sterling | Construction 43 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Mar 2023 |
69 | BIR Sterling | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
66 | Fra Sterling | Construction 51 mo old · late window+29Near the 48-month mark+2 | Corporation Service Company, as Representative Other | Jul 2022 |
65 | Gib Sterling | Agriculture 48 mo old · peak window+35Moved to another lender Sep 2023 | Farm Credit East, ACA Bank | Oct 2022 |
63 | JOR Sterling | Equipment 40 mo old · peak window+35Active, no continuation+10 | Corporation Service Company, as Representative Other | Jun 2023 |
60 | Nav Sterling | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Universal Finance Corp. Independent | Oct 2023 |
Nearby cities
- Norwich482
- New London432
- Mystic357
- Groton340
- Waterford288
- Plainfield199
- East Lyme193
- Oakdale164
- Old Lyme156
- Niantic151
- Uncasville148
- Stonington132
Top lenders in Sterling
- Wells Fargo Vendor Financial Services, LLC3
- John Deere Financial2
- FINANCIAL PACIFIC LEASING, INC.2
- Universal Finance Corp.2
- EASTERN CONNECTICUT SAVINGS BANK2
- JEWETT CITY SAVINGS BANK2
- Caterpillar Financial1
- U.S. Bank Equipment Finance, a division of U.S. Bank National Association1
- FARM CREDIT SERVICES OF AMERICA, PCA1
- FINANCIAL AGENT SERVICES1
Questions
How many equipment loans are active in Sterling, CT?
How many equipment loans in Sterling, CT end in the next six months?
Which lenders finance the most equipment in Sterling, CT?
What equipment is financed most in Sterling, CT?
Is Sterling, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.