Updated November 11, 2026
Equipment financing activity in Groton, CT
Groton has 340 active UCC filings for equipment across 225 businesses, about 1.5 per business, so repeat borrowers are common. 60 new filings were recorded in the last 12 months, down 17% on the year before. 80 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: CHELSEA GROTON BANK leads with 13%, followed by Liberty Bank at 9%. Banks and credit unions hold 70%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-17% on the year before
New equipment filings by month
Groton, CT, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 8 |
| 2025-03 | 5 |
| 2025-04 | 10 |
| 2025-05 | 3 |
| 2025-06 | 9 |
| 2025-07 | 5 |
| 2025-08 | 6 |
| 2025-09 | 3 |
| 2025-10 | 9 |
| 2025-11 | 6 |
| 2025-12 | 2 |
| 2026-01 | 9 |
| 2026-02 | 3 |
| 2026-03 | 7 |
| 2026-04 | 3 |
| 2026-05 | 6 |
| 2026-06 | 1 |
| 2026-07 | 4 |
| 2026-08 | 6 |
| 2026-09 | 10 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CHELSEA GROTON BANK28 · 13.2%Bank
- Liberty Bank19 · 9.0%Bank
- Bank
- CHARTER OAK FEDERAL CREDIT UNION13 · 6.1%Bank
- Webster Bank, N.A.7 · 3.3%Bank
- Kubota Credit5 · 2.4%Captive finance
- North Mill Credit Trust5 · 2.4%Independent
- WEBBANK4 · 1.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated296 · 87.1%
- Blanket liens23 · 6.8%
- Agriculture5 · 1.5%
- IT & office5 · 1.5%
- Trucks & trailers5 · 1.5%
- Construction2 · 0.6%
- Manufacturing2 · 0.6%
- Medical1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | CDE Groton | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
82 | ELE Groton | IT & office 34 mo old · early+29Near the 36-month mark+4 | Dell Financial Services L.L.C. Captive finance | Jan 2024 |
80 | CDE Groton | Agriculture 53 mo old · late window+25Active, no continuation+10 | Kubota Credit Captive finance | May 2022 |
78 | SAT Groton | Equipment 49 mo old · late window+33Near the 48-month mark+7 | FINANCIAL AGENT SERVICES Independent | Oct 2022 |
75 | EMB Groton | IT & office 48 mo old · peak window+35Near the 48-month mark+10 | Xerox Financial Services Captive finance | Oct 2022 |
70 | STO Groton | Construction 50 mo old · late window+31Near the 48-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Sep 2022 |
69 | PHY Groton | Medical 40 mo old · peak window+35Active, no continuation+10 | GE HFS, LLC Other | Jun 2023 |
68 | M. Groton | Construction 54 mo old · late window+23Active, no continuation+10 | Stearns Bank Equipment Finance Bank | May 2022 |
Nearby cities
- Norwich482
- New London432
- Mystic357
- Waterford288
- Plainfield199
- East Lyme193
- Oakdale164
- Old Lyme156
- Niantic151
- Uncasville148
- Stonington132
- Pawcatuck122
Questions
How many equipment loans are active in Groton, CT?
How many equipment loans in Groton, CT end in the next six months?
Which lenders finance the most equipment in Groton, CT?
What equipment is financed most in Groton, CT?
Is Groton, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.