Updated November 12, 2026
Equipment financing activity in Old Lyme, CT
Old Lyme has 156 active UCC filings for equipment across 92 businesses, about 1.7 per business, so repeat borrowers are common. 22 new filings were recorded in the last 12 months, down 15% on the year before. 51 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 33% of the book. The market is spread out: Liberty Bank leads with 14%, followed by Kubota Credit at 10%. Construction is the largest equipment type, at 12%. Banks and credit unions hold 59%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-15% on the year before
New equipment filings by month
Old Lyme, CT, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 1 |
| 2025-03 | 3 |
| 2025-04 | 2 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 3 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 6 |
| 2025-11 | 3 |
| 2025-12 | 1 |
| 2026-01 | 2 |
| 2026-02 | 6 |
| 2026-03 | 0 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Liberty Bank18 · 14.0%Bank
- Kubota Credit13 · 10.1%Captive finance
- John Deere Financial7 · 5.4%Captive finance
- Bank
- Essex Savings Bank7 · 5.4%Bank
- Webster Bank, N.A.6 · 4.7%Bank
- Bank
- Caterpillar Financial5 · 3.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated112 · 71.8%
- Construction18 · 11.5%
- Agriculture13 · 8.3%
- Blanket liens9 · 5.8%
- IT & office3 · 1.9%
- Trucks & trailers1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | Sep Old Lyme | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Hanmi Bank Bank | Sep 2023 |
94 | Suc Old Lyme | Construction 35 mo old · early+32Near the 36-month mark+7 | FNB Equipment Finance Independent | Dec 2023 |
90 | ANT Old Lyme | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
90 | QUE Old Lyme | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | Kubota Credit Captive finance | Sep 2022 |
90 | HEM Old Lyme | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | Kubota Credit Captive finance | Aug 2022 |
89 | Jud Old Lyme | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Xerox Financial Services Captive finance | Nov 2023 |
88 | MAC Old Lyme | Construction 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
85 | MAC Old Lyme | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | VFS US LLC Other | Nov 2022 |
Nearby cities
- Norwich482
- New London432
- Mystic357
- Groton340
- Waterford288
- Plainfield199
- East Lyme193
- Oakdale164
- Niantic151
- Uncasville148
- Stonington132
- Pawcatuck122
Top lenders in Old Lyme
- Liberty Bank18
- Kubota Credit13
- John Deere Financial7
- Sheffield Financial, A Division of Branch Banking and Trust Company7
- Essex Savings Bank7
- Webster Bank, N.A.6
- Wells Fargo Vendor Financial Services, LLC5
- Caterpillar Financial5
- DIME BANK4
- Xerox Financial Services3
Questions
How many equipment loans are active in Old Lyme, CT?
How many equipment loans in Old Lyme, CT end in the next six months?
Which lenders finance the most equipment in Old Lyme, CT?
What equipment is financed most in Old Lyme, CT?
Is Old Lyme, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.