Updated November 11, 2026
Equipment financing activity in East Lyme, CT
East Lyme has 193 active UCC filings for equipment across 108 businesses, about 1.8 per business, so repeat borrowers are common. 44 new filings were recorded in the last 12 months, up 91% on the year before. 58 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. The market is spread out: Liberty Bank leads with 14%, followed by Citizens Bank, N.A. at 8%. Banks and credit unions hold 61%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+91% on the year before
New equipment filings by month
East Lyme, CT, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 3 |
| 2025-04 | 3 |
| 2025-05 | 5 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 4 |
| 2025-12 | 4 |
| 2026-01 | 10 |
| 2026-02 | 4 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 6 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 9 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Liberty Bank16 · 14.3%Bank
- Citizens Bank, N.A.9 · 8.0%Bank
- Caterpillar Financial5 · 4.5%Captive finance
- Bank
- Kubota Credit4 · 3.6%Captive finance
- DLL4 · 3.6%Independent
- Bank
- DIME BANK4 · 3.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated152 · 78.8%
- Blanket liens19 · 9.8%
- Construction11 · 5.7%
- Agriculture7 · 3.6%
- Trucks & trailers2 · 1.0%
- Manufacturing1 · 0.5%
- Medical1 · 0.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | HAY East Lyme | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Oakmont Capital Holdings LLC Independent | Nov 2023 |
100 | PER East Lyme | Medical 48 mo old · peak window+35Near the 48-month mark+10 | Sheffield Financial, A Division of Branch Banking and Trust Company Bank | Oct 2022 |
94 | R-D East Lyme | Manufacturing 38 mo old · peak window+35Near the 36-month mark+4 | AMADA AMERICA, INC. Other | Sep 2023 |
94 | POO East Lyme | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
94 | POO East Lyme | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
94 | POO East Lyme | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
85 | EAS East Lyme | Trucks & trailers 49 mo old · late window+33Near the 48-month mark+7 | CUSTOM TRUCK CAPITAL Independent | Sep 2022 |
84 | PHO East Lyme | Trucks & trailers 35 mo old · early+32Near the 36-month mark+7 | MITSUBISHI HC CAPITAL AMERICA, INC. Independent | Nov 2023 |
Nearby cities
- Norwich482
- New London432
- Mystic357
- Groton340
- Waterford288
- Plainfield199
- Oakdale164
- Old Lyme156
- Niantic151
- Uncasville148
- Stonington132
- Pawcatuck122
Questions
How many equipment loans are active in East Lyme, CT?
How many equipment loans in East Lyme, CT end in the next six months?
Which lenders finance the most equipment in East Lyme, CT?
What equipment is financed most in East Lyme, CT?
Is East Lyme, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.