Updated November 11, 2026
Equipment financing activity in Mystic, CT
Mystic has 357 active UCC filings for equipment across 214 businesses, about 1.7 per business, so repeat borrowers are common. 75 new filings were recorded in the last 12 months, up 10% on the year before. 123 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 34% of the book. The market is spread out: CHELSEA GROTON BANK leads with 19%, followed by Kubota Credit at 8%. Banks and credit unions hold 65%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+10% on the year before
New equipment filings by month
Mystic, CT, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 4 |
| 2025-03 | 5 |
| 2025-04 | 8 |
| 2025-05 | 3 |
| 2025-06 | 6 |
| 2025-07 | 6 |
| 2025-08 | 5 |
| 2025-09 | 6 |
| 2025-10 | 4 |
| 2025-11 | 10 |
| 2025-12 | 8 |
| 2026-01 | 5 |
| 2026-02 | 9 |
| 2026-03 | 3 |
| 2026-04 | 10 |
| 2026-05 | 7 |
| 2026-06 | 4 |
| 2026-07 | 3 |
| 2026-08 | 3 |
| 2026-09 | 7 |
| 2026-10 | 6 |
| 2026-11 | 2 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CHELSEA GROTON BANK43 · 18.6%Bank
- Kubota Credit19 · 8.2%Captive finance
- Bank
- Liberty Bank14 · 6.1%Bank
- CHARTER OAK FEDERAL CREDIT UNION9 · 3.9%Bank
- John Deere Financial6 · 2.6%Captive finance
- Citizens Bank, N.A.6 · 2.6%Bank
- SAVERS CO-OPERATIVE BANK6 · 2.6%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated289 · 81.0%
- Blanket liens24 · 6.7%
- Agriculture19 · 5.3%
- Construction12 · 3.4%
- Trucks & trailers4 · 1.1%
- IT & office3 · 0.8%
- Manufacturing3 · 0.8%
- Vehicles2 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | Sea Mystic | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
88 | CAR Mystic | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Corporation Service Company, as Representative Other | Nov 2022 |
88 | ORI Mystic | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | SOUTHEASTERN CONNECTICUT ENTERPRISE REGION CORPORATION Other | Oct 2022 |
87 | ADV Mystic | Trucks & trailers 37 mo old · peak window+35Near the 36-month mark+7 | VFS US LLC Other | Sep 2023 |
85 | ADV Mystic | Trucks & trailers 50 mo old · late window+31Near the 48-month mark+4 | VFS US LLC Other | Aug 2022 |
82 | Gwe Mystic | Construction 37 mo old · peak window+35Near the 36-month mark+7 | CHELSEA GROTON BANK Bank | Sep 2023 |
82 | CAR Mystic | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Sheffield Financial, A Division of Branch Banking and Trust Company Bank | Dec 2022 |
82 | Gwe Mystic | Construction 47 mo old · peak window+35Near the 48-month mark+7 | CHELSEA GROTON BANK Bank | Nov 2022 |
Nearby cities
- Norwich482
- New London432
- Groton340
- Waterford288
- Plainfield199
- East Lyme193
- Oakdale164
- Old Lyme156
- Niantic151
- Uncasville148
- Stonington132
- Pawcatuck122
Top lenders in Mystic
- CHELSEA GROTON BANK43
- Kubota Credit19
- WebBank, its successors and assignees16
- Liberty Bank14
- CHARTER OAK FEDERAL CREDIT UNION9
- John Deere Financial6
- Citizens Bank, N.A.6
- SAVERS CO-OPERATIVE BANK6
- Sheffield Financial, A Division of Branch Banking and Trust Company5
- Square Financial Services, Inc.5
Questions
How many equipment loans are active in Mystic, CT?
How many equipment loans in Mystic, CT end in the next six months?
Which lenders finance the most equipment in Mystic, CT?
What equipment is financed most in Mystic, CT?
Is Mystic, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.