Updated November 12, 2026
Equipment financing activity in Niantic, CT
Niantic has 151 active UCC filings for equipment across 109 businesses. 27 new filings were recorded in the last 12 months, down 16% on the year before. 36 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Liberty Bank leads with 10%, followed by Kubota Credit at 9%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-16% on the year before
New equipment filings by month
Niantic, CT, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 4 |
| 2025-04 | 1 |
| 2025-05 | 4 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 3 |
| 2025-10 | 2 |
| 2025-11 | 4 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 3 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Liberty Bank11 · 10.2%Bank
- Kubota Credit10 · 9.3%Captive finance
- CHELSEA GROTON BANK7 · 6.5%Bank
- DIME BANK6 · 5.6%Bank
- CHARTER OAK FEDERAL CREDIT UNION4 · 3.7%Bank
- Bank
- Citizens Bank, N.A.3 · 2.8%Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated125 · 82.8%
- Agriculture9 · 6.0%
- Blanket liens7 · 4.6%
- Construction6 · 4.0%
- Manufacturing2 · 1.3%
- Vehicles2 · 1.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | CTS Niantic | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Aug 2023 |
85 | NIA Niantic | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
82 | SPE Niantic | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
75 | NIA Niantic | Construction 43 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Mar 2023 |
72 | CSG Niantic | Manufacturing 37 mo old · peak window+35Near the 36-month mark+7 | Wells Fargo Bank, N.A. Bank | Sep 2023 |
72 | CAR Niantic | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
70 | JS Niantic | Construction 48 mo old · peak window+35Moved to another lender Jun 2025 | Auxilior Capital Partners, Inc. Independent | Oct 2022 |
65 | J&B Niantic | Vehicles 53 mo old · late window+25Active, no continuation+10 | MERRIMACK COUNTY SAVINGS BANK Bank | May 2022 |
Nearby cities
- Norwich482
- New London432
- Mystic357
- Groton340
- Waterford288
- Plainfield199
- East Lyme193
- Oakdale164
- Old Lyme156
- Uncasville148
- Stonington132
- Pawcatuck122
Top lenders in Niantic
- Liberty Bank11
- Kubota Credit10
- CHELSEA GROTON BANK7
- DIME BANK6
- CHARTER OAK FEDERAL CREDIT UNION4
- Sheffield Financial, A Division of Branch Banking and Trust Company3
- Citizens Bank, N.A.3
- NORTH STAR LEASING A DIVISION OF PEOPLES BANK3
- M&T Bank3
- PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION3
Questions
How many equipment loans are active in Niantic, CT?
How many equipment loans in Niantic, CT end in the next six months?
Which lenders finance the most equipment in Niantic, CT?
What equipment is financed most in Niantic, CT?
Is Niantic, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.