Updated November 11, 2026
Equipment financing activity in Gales Ferry, CT
Gales Ferry has 65 active UCC filings for equipment across 40 businesses, about 1.6 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 50% on the year before. 22 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 34% of the book. The market is spread out: Western Equipment Finance, a division of Western State Bank leads with 7%, followed by Citizens Bank, N.A. at 7%. Banks and credit unions hold 60%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+50% on the year before
New equipment filings by month
Gales Ferry, CT, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 3 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Independent
- Citizens Bank, N.A.3 · 6.7%Bank
- Liberty Bank3 · 6.7%Bank
- DIME BANK3 · 6.7%Bank
- CHELSEA GROTON BANK3 · 6.7%Bank
- Kubota Credit2 · 4.4%Captive finance
- Bank
- Automotive Finance Corporation2 · 4.4%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated55 · 84.6%
- Blanket liens3 · 4.6%
- Construction3 · 4.6%
- Manufacturing2 · 3.1%
- Agriculture1 · 1.5%
- Vehicles1 · 1.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
90 | EAG Gales Ferry | Construction 40 mo old · peak window+35Also a blanket lien | Keystone Equipment Finance Corp. Independent | Jun 2023 |
78 | R. Gales Ferry | Construction 34 mo old · early+29Near the 36-month mark+4 | Stearns Bank Equipment Finance Bank | Dec 2023 |
73 | McK Gales Ferry | Vehicles 32 mo old · early+23Active, no continuation+10 | Lakeland Bank Bank | Feb 2024 |
73 | The Gales Ferry | Manufacturing 35 mo old · early+32Near the 36-month mark+7 | Geneva Capital, LLC Independent | Nov 2023 |
69 | LEG Gales Ferry | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Millstone Funding Inc Independent | Dec 2022 |
65 | HOL Gales Ferry | Construction 43 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Mar 2023 |
58 | EAG Gales Ferry | Agriculture 34 mo old · early+29Moved to another lender Apr 2024 | Kubota Credit Captive finance | Jan 2024 |
58 | Nor Gales Ferry | Manufacturing 56 mo old · late window+18Active, no continuation+10 | BFG Corporation Other | Feb 2022 |
Nearby cities
- Norwich482
- New London432
- Mystic357
- Groton340
- Waterford288
- Plainfield199
- East Lyme193
- Oakdale164
- Old Lyme156
- Niantic151
- Uncasville148
- Stonington132
Top lenders in Gales Ferry
- Western Equipment Finance, a division of Western State Bank3
- Citizens Bank, N.A.3
- Liberty Bank3
- DIME BANK3
- CHELSEA GROTON BANK3
- Kubota Credit2
- Sheffield Financial, A Division of Branch Banking and Trust Company2
- Automotive Finance Corporation2
- UNIVEST CAPITAL, INC.2
- EASTERN CONNECTICUT SAVINGS BANK2
Questions
How many equipment loans are active in Gales Ferry, CT?
How many equipment loans in Gales Ferry, CT end in the next six months?
Which lenders finance the most equipment in Gales Ferry, CT?
What equipment is financed most in Gales Ferry, CT?
Is Gales Ferry, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.