Updated November 11, 2026
Equipment financing activity in Routt County, CO
Routt County has 779 active UCC filings for equipment across 460 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 174. 179 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: Caterpillar Financial leads with 16%, followed by Yampa Valley Bank at 7%. Construction is the largest equipment type, at 32%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
Routt County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 19 |
|---|---|
| 2025-01 | 13 |
| 2025-02 | 10 |
| 2025-03 | 12 |
| 2025-04 | 17 |
| 2025-05 | 15 |
| 2025-06 | 15 |
| 2025-07 | 9 |
| 2025-08 | 13 |
| 2025-09 | 15 |
| 2025-10 | 24 |
| 2025-11 | 22 |
| 2025-12 | 19 |
| 2026-01 | 14 |
| 2026-02 | 14 |
| 2026-03 | 13 |
| 2026-04 | 20 |
| 2026-05 | 13 |
| 2026-06 | 13 |
| 2026-07 | 13 |
| 2026-08 | 15 |
| 2026-09 | 12 |
| 2026-10 | 11 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial101 · 16.4%Captive finance
- Yampa Valley Bank45 · 7.3%Bank
- WAGNER EQUIPMENT COMPANY43 · 7.0%Captive finance
- MOUNTAIN VALLEY BANK36 · 5.9%Bank
- Bank
- Bank
- Texas Capital Bank16 · 2.6%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated284 · 36.5%
- Construction251 · 32.2%
- Blanket liens159 · 20.4%
- Agriculture34 · 4.4%
- Vehicles17 · 2.2%
- Manufacturing12 · 1.5%
- Trucks & trailers11 · 1.4%
- Medical6 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
95 | CRC Hayden | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Yampa Valley Bank Bank | Oct 2023 |
95 | D & Hayden | Vehicles 36 mo old · peak window+35Near the 36-month mark+10 | Trans Lease, Inc. Independent | Oct 2023 |
94 | Sil Steamboat Springs | Construction 35 mo old · early+32Near the 36-month mark+7 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Nov 2023 |
94 | BIG Steamboat Springs | Construction 35 mo old · early+32Near the 36-month mark+7 | Komatsu Financial Captive finance | Nov 2023 |
94 | MJM Steamboat Springs | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Sep 2023 |
94 | Sil Steamboat Springs | Trucks & trailers 46 mo old · peak window+35Near the 48-month mark+4 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Dec 2022 |
92 | T B Hayden | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
92 | KL Steamboat Sprin | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Komatsu Financial Captive finance | Aug 2023 |
Cities in Routt County
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Top lenders in Routt County
- Caterpillar Financial101
- Yampa Valley Bank45
- WAGNER EQUIPMENT COMPANY43
- MOUNTAIN VALLEY BANK36
- Alpine Bank, A Colorado Banking Corporation27
- Wells Fargo Vendor Financial Services, LLC21
- Texas Capital Bank16
- WebBank, its successors and assignees16
- John Deere Financial14
- Zions Bancorporation, N.A. dba Vectra Bank Colorado13
Questions
How many equipment loans are active in Routt County?
How many equipment loans in Routt County end in the next six months?
Which lenders finance the most equipment in Routt County?
What equipment is financed most in Routt County?
Is Routt County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.